As a professional spray tanner, you enjoy making people’s skin glow. Even with your hours of training and practicing, there are still some risks associated with being a professional spray tanner. Getting spray tanning insurance provides a financial safety net so you can do what you love with peace of mind.
Spray tanning insurance protects you and your business from potential liability claims. These types of claims can include bodily injury, property damage, allergic reaction to the spray tan chemicals, and more. As a professional tanner, your coverage should include general liability, professional liability, products & completed operations, and inland marine coverage (tools and equipment coverage).
Beauty & Bodywork Insurance offers a spray tanning insurance policy for only $96 per year, and a student spray tanning insurance policy for only $67. Please note if you offer any of the excluded methods listed on our site, you will not qualify for coverage under these prices.
Although spray tanning is fairly safe, there are a few risks involved. If your client is allergic to the chemicals you use and sustains a rash, you can be held responsible for their medical bills. If the spray tan you provide for your client does not turn out how they want it, i.e. their skin is a different color than they’d like, they can file a lawsuit against you. For these reasons and more, you’ll want to make sure you have protection in place.
Yes, you need spray tanning insurance! Because you are working with the human body, there is always the chance someone might react negatively to your services or the products you use. These risks are simply a part of being a professional spray tanner, which is why it’s important to protect your assets by purchasing face and body insurance. On the other hand, if a client trips on any of your equipment, you can also be held liable for any injuries that took place on your property. Without insurance coverage, you may be responsible for paying thousands of dollars out of your pocket.
Airbrush spray tanning, HVLP spray tanning, and LVLP tanning are all included in a BBI spray tanning insurance policy. Although those methods are covered, keep in mind that sun tan beds or sun tan booths are not included in a BBI policy.
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is
the program administrator and general agent for Beauty & Bodywork Insurance.
Veracity began focusing on specialty general liability, product liability and program
business insurance in 2002. Since then, they have been involved in the creation and
ongoing administration of over 20 different association-based and Risk Purchasing
Group programs. Located just South of Salt Lake City, Veracity is committed to
providing each client the best price and service possible. With over 40,000 small
business accounts serviced, Veracity’s team has the experience and expertise necessary
to meet your needs.
Great American Insurance Group
Great American Insurance Company
is committed to helping individuals and businesses secure a healthy financial future.
Since 1872, their insurance operations have been providing insurance products and
services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M.
Best. (Rating affirmed February 21, 2014)
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