Microdermabrasion Liability Insurance

Helping your client’s with their skin care is your expertise; our expertise is getting you the coverage you need to protect yourself and your business.

Insurance for Microdermabrasion

There aren’t a lot of people who are excited about getting old and watching their bodies and skin deteriorate. Microdermabrasion is one of the most effective anti-aging techniques around and, as a specialist, clients come to you to help them. Just like other techniques, however, lots of things can go wrong.

$96

Per Year

Professional
Liability Policy

Program Highlights

  • General and Professional Liability
  • Products-Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented to you
  • Inland Marine/Business Personal Property
  • Identity Recovery

Not ready to buy?

Setup a reminder for the day you want to purchase. No pressure. No hassles.

Set a reminder

No quote process   •   Instant coverage   •   A+ rated insurance Carrier

Insurance for Microdermabrasion Specialists

BBI is the Liability Coverage you need

The techniques you use as a microdermabrasion specialist help your clients look their best, but mishaps can happen at any time. The more serious mishaps can hurt your client’s body and be painful for your career.

What would happen if you worked on a client and they developed skin irritation? What if that irritation led to discomfort and emotional trauma? What if you were held liable and had to pay the client’s medical expenses?

The good news is that having a Beauty and Bodywork Insurance (BBI) policy provides protection from your negligence. In addition, the professional liability coverage gives you the peace of mind you need as you go about your day.

We offer insurance for estheticians who are using a microdermabrasion machine as well as students who are just learning the trade.

Coverages & pricing

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Professional
liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.
 

$96

Buy policy

 

Student
liability policy

This policy is for students currently enrolled in a beauty or massage school.
About Student Policy

$67

Buy policy

Program benefits

  • 24/7 Access to Policy Documents
  • Quality insurance
  • Convenient Online Purchasing
  • No Quote Process
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • One Policy for Multiple Methods
  • Peace of Mind

1 Additional Insured $15 | Unlimited Additional Insureds $30

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100
Identity Recovery Coverage $15,000
Deductible $250

Not ready to buy?

Setup a reminder for the day you want to purchase.

Set a reminder

No pressure. No hassles.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

The esthetics industry includes so much more than microdermabrasion. BBI was designed to meet the needs of professionals who want to reduce the financial risks that come with their profession. Some of the specific fields we include in the policy are: