Did you know that a form of insurance or the practice of spreading risk existed among Chinese and Babylonian traders in the 3rd or 2nd millennium B.C.? This insurance system was even recorded in the Code of Hammurabi. And did you also know that cupping therapy began nearly 3,000 years ago in the same region? Now, ancient practices meet modern technology with BBI's newest endorsement offering—cupping therapy insurance available for purchase online. If you offer this therapeutic service as part of your massage therapy or bodywork business, you can add an endorsement to your BBI policy for just $35. But that's not all. BBI is offering coverage for microcurrent treatments—one of the latest technologies utilized by estheticians—also available for just $35 with your BBI policy. Our base... Read more

Think about your education and work as a massage therapist, now think of all the time and money you’ve invested into building this career you’re so passionate about. That alone is something worth protecting, isn’t it? By taking simple measures to safeguard yourself and your business, you can help ensure a smooth career as a massage therapist. And when thinking about how to safeguard your business, you must consider all the risks involved. As a massage therapist, any routine therapy session could go terribly wrong and you owe it to yourself to protect your livelihood with massage insurance. Common Massage Claims: Third-party claims can wreck your massage therapy career. And so you have an idea of how, here are the three most common claims of massage therapists that are insure... Read more

As an esthetician, you’re responsible for helping your clients reach their wellness goals. Your education and experience allow you to offer them outstanding services.   That being said, did you know those therapeutic, beauty, and health treatments you offer can expose you to certain risks? Accidents happen, even to the best estheticians, and if something goes wrong, it’s important you have esthetician insurance. Have you ever considered what would happen to you or your business if you accidentally burned a client’s skin? What would you do if the chemicals you use on a client caused an allergic reaction? No matter how careful you are, accidents are inevitable. If you’re asking yourself, “Do I really need esthetician insurance and are my services even covered?” Let us... Read more

Congratulations! You’ve completed the required 1,500 hours (unless the Texas House Bill 1705 passes) to get your license, taken and passed your exam, and secured a location to work at—the next step is to start earning money. But before you pull out your clippers or lather up some shaving cream for your first client, you’ll want to think about obtaining barber insurance to protect your business from any potential lawsuits or accidents. Insurance can be confusing for pretty much everyone, so in this blog, we’ll cover some basic information about the importance of liability insurance and answer questions like, “Why do I need barber insurance?” Hopefully, we’ll be able to help you select the best insurance for your professional needs. What does barber insurance cover? Barber insurance... Read more

Being a cosmetologist requires you to get up close and personal with your clients. Whether you’re skilled in esthetics or providing other creative services to clientele, there’s a reason you need cosmetology insurance. Cosmetology insurance can not only increase your credibility within the community, but it may also protect your business against bodily injury, property damage, and professional liability claims. Though you might think being named in a lawsuit unlikely, the truth is, cosmetologists get sued all the time and it’s definitely not worth risking your career. With the help of cosmetology insurance, you could be protected against these and other risks. Not all policies are created the same, so it’s crucial to understand what coverage you’re getting. So let’s jump ri... Read more