A Starter’s Guide to Cosmetology Insurance

A Starter’s Guide to Cosmetology Insurance

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Being a cosmetologist requires you to get up close and personal with your clients. Whether you’re skilled in esthetics or providing other creative services to clientele, there’s a reason you need cosmetology insurance. Cosmetology insurance can not only increase your credibility within the community, but it may also protect your business against bodily injury, property damage, and professional liability claims. Though you might think being named in a lawsuit unlikely, the truth is, cosmetologists get sued all the time and it’s definitely not worth risking your career. With the help of cosmetology insurance, you could be protected against these and other risks. Not all policies are created the same, so it’s crucial to understand what coverage you’re getting. So let’s jump ri... Read more

Beautician Insurance: 5 Tips to Consider Before Signing Up

Beautician Insurance: 5 Tips to Consider Before Signing Up

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These days, looking for beautician insurance is easy thanks to Google. However, with so many options available, how do you know which one is the right fit for you? Besides the obvious considerations of price and value, there are a few other items worth your time like usability, accessibility, and coverage options. Here are five things you may want to consider in a beautician insurance policy before purchasing. 1. A Beautician Insurance Policy That’s National Life will bring you a plethora of twists and turns, maybe even causing you to move out of state. Or maybe your client has a wedding in the state next door and books you to do their makeup for the event. Whatever the case, it’s important to have beautician insurance that can adapt to your ever-changing lifestyle. We are proud t... Read more

Sharlene Mitchell: Hairstylist, Make-Up Artist, Licensed Massage Therapist, #momboss

Sharlene Mitchell: Hairstylist, Make-Up Artist, Licensed Massage Therapist, #momboss

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Sharlene Mitchell works as a full-time beauty educator, is completing her degree in business administration, and runs a hairstylist business, Shar Mitchell Hair & Makeup. All while raising her daughter as her husband serves in the military overseas. She’s not only a savvy businesswoman but a full-blown #momboss. Here’s what she has to say about how she got her start in the health and beauty industries. We also talk about how she balances her schedule, her secret to staying motivated, and how her hair and massage insurance helps her succeed as she shifts through her many hats. Editorial Shoot at the Salt Flats PC: Shar Mitchell’s hair and makeup BBI: Tell us about how you got into massage therapy and the hair industry. Shar Mitchell: I started out in massage th... Read more

Massage Therapy Insurance: 3 Things to Know Before You Buy

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It’s a task that every massage therapist should have on their to-do list: find the best massage therapy insurance for their practice. Not only does having massage insurance help mitigate your malpractice risk, but it pegs you as a serious professional. It shows your clients that you invest in your business, and therefore you’ll invest in them. Luckily, finding massage insurance is as easy as a Google search. However, with so many options to choose from, how do you know what coverage you need and what policy is right for you? Here are four things every massage therapist should look for in their massage therapy insurance policy. 1. Get Coverage While You’re Attending Massage School Although your school may have its own insurance policy, in which you may be covered during... Read more

A Routine Hair Treatment Gone Wrong: Why Hairstylist Insurance Matters

A Routine Hair Treatment Gone Wrong: Why Hairstylist Insurance Matters

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Did you know that the employment rates of barbers, hairstylists, and cosmetologists is projected to grow 13% from 2016 to 2026? From routine haircuts to clients wanting to entirely change the look of their hair, people everywhere turn to hairstylists for their expertise. Now, picture a $1.5 million dollar lawsuit, due to a client’s hair treatment going terribly wrong. Antonio Luis Rosa was caught in the middle of this hairy situation. Protecting your livelihood from being washed down the proverbial drain, with hairstylist insurance is a smart move and here’s why. A Routine Hair Treatment Gone Wrong Myrella Ikeda, an aspiring model, scheduled a hair appointment with her hairstylist for a routine conditioning treatment prior to her magazine photo shoot. The hairstylist applied a con... Read more