Massage Insurance for the Massage Student

Massage Insurance for the Massage Student

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Learning anatomy is no meditative walk in the park. Massage students study and train hard to learn and perfect various massage modalities, ranging from deep tissue massage, sports massage, and energy work such as acupressure and Reiki. Beauty & Bodywork Insurance (BBI) recognizes the importance of providing your clients with these specialized techniques. Which is why BBI provides a massage insurance program that best suits the massage industry. Having Massage Insurance Is Smart and Necessary Although you've taken your training and licensing seriously, there are circumstances where you may face a legal battle. For example, a client may claim that your services made an injury worse. With massage insurance you won't need to worry about the financial burden of an attorney, court... Read more

What Estheticians Need to Know About Eyelash Extensions Insurance

What Estheticians Need to Know About Eyelash Extensions Insurance

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If you offer eyelash extension services, you need eyelash extensions liability insurance. While eyelash extensions are generally considered safe, there are some safety concerns and accidents can happen anytime. If your client is injured, you could be held liable for their damages. Coverage includes: General Liability Professional Liability Business Personal Property Identity Recovery Eyelash Extensions Insurance Keeps An Eye On Your Bottom Line Eyelash extensions are famously heavy on the wallet, but make your clients look like a million bucks. One mistake, however, could cost you tens of thousands of dollars in potential lawsuits, medical fees, or other costs. Eyes are delicate and very susceptible to damage. Even licensed cosmetologists and estheticians are vuln... Read more

EZ-Renew: What You Need To Know

EZ-Renew: What You Need To Know

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It's been about a year since we've implemented the EZ-Renew option to help you easily renew your BBI policy. Many of you either signed up for the automatic renewal at checkout or logged into your account and enabled the feature. Here are a few things you need to know about the EZ-Renewal process to ensure that it goes smoothly. 1) Reminder Emails There are two reminder emails that you will receive prior to your policy's renewal date.The first email will be sent out a week before your policy is scheduled to renew and the second email will be sent out the day before your payment starts to process. When you receive these notifications, or before you receive them, it is important to double check the information you originally put on your policy. 2) Check Your Information Making... Read more

Why Graduating Cosmetologists Need Insurance

Why Graduating Cosmetologists Need Insurance

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Congratulations! You've graduated from cosmetology school and you're ready to start your career. Or are you? If you don't have a general and professional liability insurance policy, you might be setting yourself up for a really bad hair day. Here are 4 reasons recent cosmetology students need cosmetologist insurance. 1) State Requirements One reason you should get insurance is because many states require professional cosmetologists to have insurance before they will allow you to work in the state. This means without the proper insurance coverage, you could be breaking the law. Beauty and Bodywork Insurance (BBI) has created a policy that meets state requirements.This policy will follow you if you move from one state to another with only minor changes. 2) Gaining Clients' Trus... Read more

Is Your State Next? Insurance Requirements for Massage License Renewals

Is Your State Next? Insurance Requirements for Massage License Renewals

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Oklahoma is the most recent state to pass legislation requiring licensed massage therapists (LMTs) to have massage therapy liability insurance in order to renew their licenses. Though the law was passed in May 2016, it goes into effect on May 1st, 2017. So if you're a massage therapist in Oklahoma, you will need "proof that [you] currently maintain liability insurance for practice as a massage therapist." To read the law for yourself, you can access it here. More States Are Trending Towards Requiring Insurance for Licensing Oklahoma is not the only state to have passed this type of legislation. It's just the newest. Currently, eight states (including Oklahoma) have these kinds of laws. The other seven are: Wisconsin Colorado Indiana Missouri Massachusetts Ala... Read more