Makeup Artists Liability Insurance
You are an expert with mascara, lipstick, and eyebrow pencils, but we are experts in liability policies for you and your business.
Makeup Artists
Millions of people around the world use cosmetics to enhance their natural beauty. As a makeup artist, you have the knowledge and skills necessary to help your clients look their best. However, even the best cosmeticians have a bad day, and unfortunately, a bad day for you could lead to a lawsuit.
Per Year
Liability Policy
Program Highlights
- General and Professional Liability
- Products-Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented to you
- Inland Marine/Business Personal Property
- Identity Recovery
Not ready to buy?
Setup a reminder for the day you want to purchase. No pressure. No hassles.
No quote process • Instant coverage • A+ rated insurance Carrier
BBI Is the Coverage You Need
Sometimes special events occur where people need an expert to apply their makeup, and you are who they come to. Even with all of your expertise, however, you can’t always prevent something from going wrong.
What would happen, for example, if you applied bridal makeup to a client in your salon and it caused an allergic reaction or a skin condition? In this case, you might find a few unexpected bills coming your way that, if you don’t have insurance for makeup professionals, you might be paying for out of your own savings account.
Don’t let a scenario like this happen to you. Our Beauty and Bodywork Insurance (BBI) can help you prevent financial disaster. We know the unique needs beauticians have and designed a policy for you at an affordable price.
We also offer a student discount for those who are still in school. So, don’t wait. Our makeup artist liability insurance is for you.
Coverages & pricing
** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.
Professional
liability policy
This policy is for professionals who work in the Beauty and Bodywork Industry.
Student
liability policy
This policy is for students currently enrolled in a beauty or massage school.
About Student Policy
Program benefits
- 24/7 Access to Policy Documents
- Quality insurance
- Convenient Online Purchasing
- No Quote Process
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- One Policy for Multiple Methods
- Peace of Mind
1 Additional Insured $15 | Unlimited Additional Insureds $30
General & professional liability limits
| General & Professional Liability Aggregate | $3,000,000 |
| Products & Completed Operations Aggregate | $3,000,000 |
| Personal & Advertising Injury | Included |
| Each Occurrence | $2,000,000 |
| Damage to Premises Rented to you | $300,000 |
Additional limits
| Inland Marine / Business Personal Property | $2,000 |
| Deductible | $100 |
| Identity Recovery Coverage | $15,000 |
| Deductible | $250 |
Not ready to buy?
Setup a reminder for the day you want to purchase.
No pressure. No hassles.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Popular Methods
Along with policies for makeup practitioners, we also provide services for other methods in the beauty and cosmetics industry. BBI is for professionals that love their job and want to have a safeguard in case something goes wrong. Some of the other qualifying practices we offer insurance for are:
