LIABILITY INSURANCE FOR Makeup Artists
Millions of people around the world use cosmetics to enhance their natural beauty. As a makeup artist, you have the knowledge and skills necessary to help your clients look their best. However, even the best makeup professional can have a bad day. Without makeup artist insurance, one claim could be financially damaging.
Makeup Artists Insurance
in 10 Minutes
BBI IS THE COVERAGE YOU NEED
Sometimes special events occur where people need an expert to apply their makeup, and you are who they come to. Even with all of your expertise, you can’t always prevent something from going wrong.
What would happen, for example, if you applied bridal makeup to a client in your salon and it caused an allergic reaction or a skin condition? In this case, you might find a few unexpected bills coming your way. If you don’t have insurance for makeup professionals, you might be paying for it out of your own savings account.
Don’t let a scenario like this happen to you. Our Beauty and Bodywork Insurance (BBI) can help you prevent financial disasters. We know the unique needs makeup artists have and designed a policy for you at an affordable price.
We also offer a student discount for those who are still in school. So, don’t wait. Our makeup artist liability insurance is for you.
General & professional liability limits
|General & Professional Liability Aggregate||$3,000,000|
|Products & Completed Operations Aggregate||$3,000,000|
|Personal & Advertising Injury||Included|
|Damage to Premises Rented to you||$300,000|
|Inland Marine / Business Personal Property||$2,000|
|Inland Marine Deductible||$100|
Microcurrent therapy rejuvenates and improves the appearance of skin and can offer muscle pain relief. BBI offers coverage for microcurrent treatments—one of the latest technologies utilized by estheticians—for just $35 with your BBI policy. You can add the microcurrent endorsement to your policy when filling out your application.
The following exclusions apply to the microcurrent endorsement:
- You do not perform procedures on clients with cancer, implanted devices (such as pacemakers, defibrillators, etc.), are pregnant, or subject to seizures
- You only use handheld microcurrent devices
- You do not use electrode pads in your practice
- You only use microcurrent devices with 500 microamps and below
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Along with policies for makeup practitioners, we also provide services for other methods in the beauty and cosmetics industry. BBI is for professionals that love their job and want to have a safeguard in case something goes wrong. Some of the other qualifying practices we offer insurance for are: