Chair Massage Therapists Need Insurance

Even a client sitting in a chair can get hurt, but having insurance means you won’t get benched.

Chair Massage Liability Coverage

Sitting in a chair, leaning slightly forward with their face in a comfortable position, your client is probably one of the most relaxed people on earth. The odds are also good that their stress is reduced and their overall health is improving. But what if, for whatever reason, your client claims you injured them and they had to go to the doctor?


Per Year

Liability Policy

Program Highlights

  • General and Professional Liability
  • Products-Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented to you
  • Inland Marine/Business Personal Property
  • Identity Recovery

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Setup a reminder for the day you want to purchase. No pressure. No hassles.

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No quote process   •   Instant coverage   •   A+ rated insurance Carrier

massage therapy

BBI is the Coverage you need

Even people who are absolute experts in their profession will occasionally have something go wrong. These experts, and you may be one of them, have worked long enough to know that the only thing they can do is make sure they are prepared for that day. And one of the best ways they, and you, can be ready is to have insurance.

What if a client claimed you hurt their neck during their onsite chair massage therapy and now they can’t turn their head? Do you think you could afford paying a client’s medical expenses if they claimed they hurt themselves while on your premises? If you don’t have insurance, these scenarios, and ones like them, can leave you with no money in your bank account.

But if you had already prepared for this, you can escape most, if not all, the financial risk. Our online Beauty and Bodywork Insurance (BBI) provides professionals and students with affordable liability coverage. Chair massage therapy insurance can give you peace of mind as you work each day.

Coverages & pricing

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.


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liability policy

This policy is for students currently enrolled in a beauty or massage school.
About Student Policy


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Program benefits

  • 24/7 Access to Policy Documents
  • Quality insurance
  • Convenient Online Purchasing
  • No Quote Process
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • One Policy for Multiple Methods
  • Peace of Mind

1 Additional Insured $15 | Unlimited Additional Insureds $30

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100
Identity Recovery Coverage $15,000
Deductible $250

Not ready to buy?

Setup a reminder for the day you want to purchase.

Set a reminder

No pressure. No hassles.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

The massage industry isn’t just chair massage therapy, but encompasses many other methods. A BBI policy has over 250 types of modalities and was created so that those in the field can receive the protection they need as they go to work each day. Some of the more popular practices include: