People use their hands and feet every day. Many of them rely on you as a nail technician to keep their fingernails and toenails looking healthy and beautiful. Unfortunately, accidents can happen anywhere, even at a nail salon. Obtaining nail technician insurance provides you peace of mind as you work.
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Accidents can happen anywhere, even at a nail salon. In fact, many salons require their nail techs to have liability coverage before they can rent a booth. This coverage protects the nail tech in the event an accident occurs.
For example, what if a sharp tool you used to give a client a pedicure accidently cut them? What if they have to go to the hospital, or they sue you? You could be forced to pay thousands of dollars out of your own pocket in damages.
Do not be caught off guard. Our online Beauty and Bodywork Insurance (BBI) policy offers liability insurance for professional and student nail technicians. This means you won’t have to stress financially if a client is injured.
Whether you need coverage as a manicurist or insurance as a glitter and nail decorator, BBI is there for you.
The Beauty and Bodywork Nail Tech Insurance costs only $96 for the full year of coverage. You can pay for the nail tech insurance policy in one yearly payment, and select EZ-Renew, so that your policy automatically renews each year.If you’d like to add an endorsement, like tools and equipment coverage, this option will be available at checkout. You can find all of this information and more on the BBI website.
One of the best ways to boost your credibility is to purchase nail tech liability insurance to shield you against third-party damage claims and lawsuits filed due to alleged negligence on your part.
Buy PolicyWhen renting a booth at a salon, most nail technicians are required to add the salon or property owner to their insurance policy. This is referred to as an ‘additional insured.’ You can add additional insureds when filling out your insurance application, or any time afterwards. Additional insureds receive protection from a potential claim that might arise because of your nail business-related actions. One additional insured costs $15, and an unlimited amount costs $30.
Buy PolicyYou can check out BBI’s coverage details today to read through the specifics of the policies offered. We’ve made it easy for you, so you can purchase your nail tech insurance policy online in just 10 minutes.
Buy PolicyJoin the thousands of beauty professionals nationwide who have found peace of mind by purchasing liability coverage from BBI.
| General & Professional Liability Aggregate | $3,000,000 |
| Products & Completed Operations Aggregate | $3,000,000 |
| Personal & Advertising Injury | Included |
| Each Occurrence | $2,000,000 |
| Damage to Premises Rented to you | $300,000 |
| Inland Marine / Business Personal Property | $2,000 |
| Deductible | $100 |
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
There are many different modalities and practices in the energy work industry. We believe that all of these are useful and don’t want to exclude any of them. Our BBI policy was created to give professionals and students in the energy work field the insurance they need at a price they can afford. Some of the other methods included in the policy include:
