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Who qualifies

Liability Insurance designed for Massage Therapists, Estheticians, Cosmetologists, Nail Technicians, Face/Body Painters, and more!

Massage insurance

Massage insurance

As a massage therapist, you have been trained in the best techniques and practices that will improve the well-being of your clients. Just as important, however, is to look after yourself and your business. One mistake, whether it is someone slipping in your space or a client getting hurt while getting off a table, could cost you thousands of dollars. Having a Beauty and Bodywork Insurance policy means you can have peace of mind as you go about your work.

Massage insurance

Cosmetologist insurance

Many people around the world seek people who can help them look their best. This is where you come in. As a trained cosmetologist, you specialize in helping people look good and feel great. One of the best ways for you to feel great, at least about your career, is to have liability coverage to protect you from the unexpected things that can cause you financial harm. BBI allows you to use your knowledge to help others feel good while giving you assurance that if something does go wrong, you have insurance to help you.

Esthetician insurance

Esthetician insurance

Every day estheticians work with products and instruments that make their job easier, but also have the capacity to injure clients. If you were working with a client and such an injury occurred, treatment could cost thousands of dollars, and the injured person might come back to you and demand money to pay the bills. Even if there is only a slight chance of an event like this happening, having an insurance policy with BBI, formerly known as the BWI Program, means you won’t have to panic.

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Coverages & pricing

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.


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liability policy

This policy is for students currently enrolled in a beauty or massage school.
About Student Policy


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1 Additional Insured $10 | Unlimited Additional Insureds $25

Program benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Quality insurance
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • One Policy for Multiple Methods
  • A+ Rated Insurance Carrier
  • Peace of Mind

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General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Inland Marine Deductible $150
Identity Recovery Coverage $15,000
Identity Recovery Deductible $250

About us

The Beauty & Bodywork Insurance Program was launched in the Fall of 2012
by Veracity Insurance Solutions, LLC.

Veracity Insurance


After identifying a need in the health & beauty industries for more affordable insurance options, Veracity began to develop a program that catered to the beauty and bodywork industry.



After months of planning, performing market research, and partnering with Great American Insurance Company, Veracity launched the Bodywork Insurance (BWI) program.

Veracity insurance


With over 200 percent growth over the last year, Veracity hired a full-time staff to manage the growth of BWI and help to provide a superior experience.



Veracity listened to the feedback and opinions of its customers and modernized the functionality and usability of the website. With the website redesign came a new name, Beauty and Bodywork Insurance (BBI), but the great service and superior policy remains the same.


Jaci Daley

Jaci Daley

Jaci Daley has spent many years studying massage and natural healing practices from all around the world. Using the knowledge and skills she learned she developed a unique and powerful form of massage called African Massage - Energy in Motion. This technique is based on the interconnectedness of mind, body, and spirit from the South African word “Ubantu.” Jaci’s philosophy incorporates the connectivity of nature, the elements, and energy. The result of this massage is a flowing, rhythmical massage that can be deep and therapeutic or relaxing and nurturing. Jaci’s goal is to provide the highest quality massage and healing she can to those to come to her. We wish Jaci all the best as she continues to practice and teach African Massage.

More about Jaci Daley

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Visit our blog to gain insight about the Beauty, Bodywork and Massage industries, read fun facts, and learn more about insurance needs for professionals.

Contact us

If you have any questions, feel free to contact us using our toll free number, email address, or our online contact form.

Policies can be easily purchased in minutes with our online form. There is no waiting for a quote, and your policy is effective as soon as your online payment processes.

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Beauty & Bodywork insurance

260 South 2500 West – Suite #303
Pleasant Grove, UT 84062
P: 888.568.0548 | F: 801.763.1374

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