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Insurance You Can Count On

Affordable Coverage for Beauty and Bodywork Professionals

Starting at

$9.99/ month

or $96/year
Peace of mind starts here

Manage your policy entirely online
Join the 62,000+ already insured by us
Cover all your services under one policy

4.9/5
4.9/5

Insurance You Can Count On

Affordable Coverage for Beauty and Bodywork Professionals

Starting at $9.99/month, or $96/year.
Peace of mind starts here.
4.9/5
4.9/5

Manage your policy entirely online

Join the 62,000+ already insured by us

Cover all your services under one policy

Already a policy holder?
Log in. 

Questions? Contact our Customer Service Reps at 877.536.7290

Who Do We Cover?

We’ve got you. Visit our WHO QUALIFIES page for the full list of covered professions.

Policies & Pricing

Salon & Spa Owner Policy

Day Spas, Franchises, & Nail Studios

General & Professional Liability

Coverage for you + your employees
and independent contractors

Damage to Premises Rented to You

Optional Tools & Supplies Coverage

Premium based on number of stations

Designed for salon and spa owners who want to insure multiple stations

From $31.08/month

AGENT RECOMMENDED

Beauty & Bodywork Professional Policy

Individual technician coverage

One policy covers 250+ methods & services

General & Professional Liability
($3 million per year/$2 million per claim)

Damage to Premises Rented to You

Optional Tools & Supplies Coverage

Designed for individual beauty and bodywork professionals

From $9.99/month

Program Benefits

Nationwide coverage

Fast online purchasing

Coverage for mobile services

No deductible for liability claims

No membership fees

Breathe Easy

We get it. Accidents happen, but with Beauty and Bodywork Insurance, you’re not alone. While you’re out there caring for your clients, we’ll be here, keeping you protected.

Inflammation from 
extensions - $1,032 (Eyelash Extensions) Client tripped and fell - $3,788 (Esthetician) Face burns during 
facial treatment - $19,819
(Spas and Salon) Face scar from waxing - $47,160 (Cosmetology) Numbness from massage - $118,121 
(Massage Therapist) Scalp burn from hair dye -
$252,770 (Hair Stylist) Leave it to us.
Breathe Easy

We get it. Accidents happen, but with Beauty and Bodywork Insurance, you’re not alone. While you’re out there caring for your clients, we’ll be here, keeping you protected.

Coverage Details

Yearly Policy Limit: $3 million (included)

Designed for slips, trips, and falls, general liability insurance helps you pay for on-site accidents caused by your business operations.

Yearly Policy Limit: $3 million (included)

Lower or eliminate the cost of medical bills, legal fees, or repair costs caused by your services with professional liability insurance.

Yearly Policy Limit: $2,000 (optional)

Insuring your equipment means you don’t have to pay out-of-pocket to repair or replace stolen or damaged items. This includes dryers, tables, warmers, chairs, kits and sets, bowls, lights, specialty tools, and more!

$15 per additional insured (optional)
$30 unlimited additional insureds (optional)

A company you work for may require you to add them to your policy as an additional insured. This helps to protect them from accidents caused on your behalf.

Most Popular Insurance Plans

Massage Insurance

As a massage therapist, you’re dedicated to providing a safe, relaxing experience for your clients. You’ve got a lot on your plate. Let us help you with comprehensive coverage that protects your business.

Beauty and Bodywork Insurance gives you the peace of mind to focus on your craft.

Buy My Policy Now

Cosmetology Insurance

Every day, you help your clients transform into their best selves. You put a lot of hard work into your cosmetology business, but accidents can always happen.

That’s why Beauty and Bodywork Insurance is here for you. With us by your side, you can focus on doing what you love. We’ve got you covered.

Buy My Policy Now

Esthetician Insurance

We know how hard you’ve worked to become a skilled esthetician. From spa facials to spray tanning, your services help clients achieve their best skin yet.

With Beauty and Bodywork Insurance in your corner, you have peace of mind to work confidently—no matter what risks may come.

Buy My Policy Now

Do I Need To Buy A Policy For Each Of The Methods Or Services I Provide?

We don’t believe in complicated insurance. That’s why we offer one $96-year policy (or $9.99 a month!) that checks all the boxes. A single policy is all you need to cover your beauty and bodywork services.

General and Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

You're in good hands.

Here’s what other people have to say about their experience.

Dirk
DirkBodywork Professional
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"I recommend it to everyone."

Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Camille
CamilleNail Tech
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"Easy to understand"

Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Kris Christy
Kris ChristyMassage Therapist
Read More
"6 minutes is all it took"

Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
Latoya Mosley
Latoya MosleyLash Artist
Read More
"Easy to apply"

So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Autumn Zebroff
Autumn ZebroffEsthetician
Read More
"Super fast online purchase."

Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
Jillian Walsh
Jillian WalshSpray Tanning
Read More
"Seamless and affordable"

So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
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Who Is Beauty and Bodywork Insurance?

We’re Your Friends in the Insurance World

We’ve always had one mission: to take care of you, the beauty and bodywork professionals.

At Beauty and Bodywork Insurance (BBI), we’re all about top-tier coverage without all the hassle. We create our policies with you in mind. That’s why they’re easy to buy, customizable, and tailored to your industry needs.

Over 62k professionals like you trust us to take care of their businesses. So go ahead, relax—we’re here for you every step of the way.

Ready for a Helping Hand?

We’ve got you covered.