TEETH WHITENING INSURANCE
As a teeth whitening technician, you are trained to help your clients improve their smile through cosmetic teeth bleaching. Unfortunately, there are risks associated with the technique that can take away your smile if something goes wrong. Whether you need mobile teeth whitening insurance or coverage for when clients come to you, BBI has a policy for you.
Teeth Whitening Insurance
in 10 Minutes
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What is Teeth Whitening Insurance?
Teeth whitening insurance helps protect your business from bodily injury, property damage, and professional liability claims. Your teeth whitening insurance policy should include general and professional liability, and you should always consider covering your business personal property, too.
If you have any questions about these coverage types, please feel free to call one of our licensed agents at 877-536-7290 for a no-obligation consultation.
How Much Does Teeth Whitening Insurance Cost?
BBI offers two simple insurance policies. Professional teeth whitening technicians can purchase insurance for $96. You are eligible so long as your services do not include any of the excluded methods listed on our site.
Do I Need Teeth Whitening Insurance?
Yes. When you work with another individual’s teeth, you run the risk of injuring a client. You also could be held liable if any of your products stain or damage the premises where you’re working. Purchasing teeth whitening insurance from BBI can potentially cover medical care, legal fees, repairs, or other expenses due to filed claims.
Get a policy today
Join the thousands of beauty professionals nationwide who have found peace of mind by purchasing liability coverage from BBI.
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Along with policies for teeth whitening technicians, we also provide services for other methods in the beauty and cosmetics industry. BBI is for professionals that love their job and want to have a safeguard in case something goes wrong. Some of the other qualifying practices we offer insurance for are: