Teeth Whitening Insurance
As a teeth whitening technician, you are trained to help your clients improve their smile through cosmetic teeth bleaching. Unfortunately, there are risks associated with the technique that can take away your smile if something goes wrong. Whether you need mobile teeth whitening insurance or coverage for when clients come to you, BBI has a policy for you.
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$15 per Additional Insured or $30 for Unlimited
What Are Some Examples of Covered Claims?
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without teeth whitening insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without teeth whitening insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Common Questions
What is Teeth Whitening Insurance?
Teeth whitening insurance helps protect your business from bodily injury, property damage, and professional liability claims. Your teeth whitening insurance policy should include general and professional liability, and you should always consider covering your business personal property, too.
If you have any questions about these coverage types, please feel free to call one of our licensed agents at 877-536-7290 for a no-obligation consultation.
How Much Does Teeth Whitening Insurance Cost?
BBI offers two simple insurance policies. Professional teeth whitening technicians can purchase insurance for $9.99/month or $96/year. You are eligible so long as your services do not include any of the excluded methods listed on our site.
Customize your policy with these optional add-ons:
Tools and supplies coverage (starts at $2/month): Coverage for your movable business gear in case of theft or damage — multiple limits available!
- Cyber liability coverage ($6.58/month): Coverage for claims of cyber attacks on your business
- Additional insureds ($15 per or $30 for unlimited): Endorsement that extends your coverage to a third party, such as a dental office, spa owner, or landlord
Do I Need Teeth Whitening Insurance?
Yes. When you work with another individual’s teeth, you run the risk of injuring a client. You also could be held liable if any of your products stain or damage the premises where you’re working. Purchasing teeth whitening insurance from BBI can potentially cover medical care, legal fees, repairs, or other expenses due to filed claims.
Quote-Free Application Process
Join the tens of thousands of cosmetologists nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
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What Other Services Are Covered in a BBI Cosmetology Insurance Policy?
BBI covers a wide variety of services. Take a look at the other cosmetology methods we also cover: