Hair Removal Insurance
Very few things are more annoying than having to constantly shave to get rid of unwanted hair. This is why your clients come to you and trust that you can help them rid their bodies of unwanted hair. Even though you are an expert, accidents can happen and without hair removal insurance you could be held liable.
10 Minute
Hair Removal Insurance
Application Process
Not Ready?
Set up a reminder for the day you want to purchase. No pressure. No hassles.
Have Questions?
Give us a call and let our licensed agents help you.
877-536-7290
BBI is the coverage you need
Working with people’s bodies poses certain risks. What if you accidentally cut a client with a razor and they had to go to the hospital? What if your client had an allergic reaction to an adhesive you put on them? Without protection, you could be held liable for all medical bills and expenses.
Beauty and Bodywork Insurance (BBI) is your solution for non-surgical hair removal insurance. Our comprehensive liability coverage is for estheticians who perform hair removal services, such as tweezing, waxing, threading and more, but laser use is specifically excluded.
Get a policy today
Join the thousands of beauty professionals nationwide who have found peace of mind by purchasing liability coverage from BBI.
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Microcurrent Endorsements
Microcurrent therapy rejuvenates and improves the appearance of skin and can offer muscle pain relief. BBI offers coverage for microcurrent treatments—one of the latest technologies utilized by estheticians—for just $35 with your BBI policy. You can add the microcurrent endorsement to your policy when filling out your application.
The following exclusions apply to the microcurrent endorsement:
- You do not perform procedures on clients with cancer, implanted devices (such as pacemakers, defibrillators, etc.), are pregnant, or subject to seizures
- You only use handheld microcurrent devices
- You do not use electrode pads in your practice
- You only use microcurrent devices with 500 microamps and below
Questions About Hair Removal Insurance?
What is Non-Surgical Hair Removal Insurance?
Non-surgical hair removal insurance is a type of coverage for claims relating to services such as tweezing and waxing. It is included under our general and professional liability coverage.
With BBI, estheticians are extended comprehensive liability insurance. This is unique to find affordable beauty and bodywork policies that extended this blended coverage. Check out our coverage limits to review our annual and occurrence limits.
What Types of Hair Removal are Covered by BBI?
Under the Beauty and Bodywork Insurance policy, non-surgical hair removal practices are covered. This can include tweezing, waxing, threading, and more. However, laser hair removal is an excluded service under this policy.
How Much Does Hair Removal Insurance Cost?
Hair removal practices are covered under our General and Professional coverage, as well as many other services. You can purchase this policy starting at $96/ year with additional options to build the right coverage for you.
What Risks do Hair Removal Technicians Face?
You’ve heard horror stories about client appointments gone wrong. In our decade of providing insurance, we’ve seen claims come in from torn skin after waxing appointments, chemical burns, and many slip and fall accidents that could happen in your salon.
The risks in working with people come in a variety of ways. The real risk of not carrying insurance for hair removal and esthetician services is that you assume all of the financial risk if something goes wrong. That includes things like trips, slips, and falls at your salon. But it can also extend coverage to you for errors made during a service appointment.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Popular methods
The esthetics industry includes a wide variety of practices and methods, and insurance coverage is essential for every one of them. No matter which modality is practiced, liability coverage is important. BBI has skin in the game, and our esthetician insurance policies are designed to give workers what they need to have assurance as they do their job.
