Hot Stone Massage Insurance
Putting heat on the body is a great way to relax muscles, reduce pain, alleviate stress and improve circulation. Along with benefits, this type of massage service carries a high risk of injuring a client. Mistakes can happen and without massage therapy insurance these mistakes could cost you thousands of dollars.
Hot Stone Massage Insurance
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BBI IS THE LIABILITY COVERAGE YOU NEED
While hot stone massages are beneficial, most people are not going to try the practice at home. They come to you because you are a specialist. You have the training to help them in a way they can’t do themselves. You also have a lot of risk that you need to be aware of.
What if a client claims the stones you used were too hot and burned them? What if a client bumped his or her head in your salon and had to go to the doctor? If incidents like this happen, you might be required to pay steep medical costs out of your own personal account.
Obtaining a Beauty and Bodywork Insurance (BBI) policy will help you achieve peace of mind knowing that you have done your part to reduce the financial risks that come with being a hot stone massage therapist.
General & professional liability limits
|General & Professional Liability Aggregate||$3,000,000|
|Products & Completed Operations Aggregate||$3,000,000|
|Personal & Advertising Injury||Included|
|Damage to Premises Rented to you||$300,000|
|Inland Marine / Business Personal Property||$2,000|
Cupping therapy is an ancient practice that provides relief from sore muscles and is utilized by competitive athletes around the world. BBI now offers cupping therapy insurance for massage therapists and other bodywork professionals.
For just $35, you can add the cupping therapy endorsement to your BBI policy. Current BBI clients can purchase this endorsement from their dashboard. New BBI customers can simply select the cupping therapy endorsement when purchasing their policy.
Please note the cupping therapy endorsement excludes wet or fire cupping.
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
There are many different modalities and practices in the energy work industry. We believe that all of these are useful and don’t want to exclude any of them. Our BBI policy was created to give professionals and students in the energy work field the insurance they need at a price they can afford. Some of the other methods included in the policy include: