Liability Insurance for Facial Professionals

Your expertise leads to clients having clean and healthy faces, and our expertise leads to you having the coverage you need.

Facial Professionals

Facials are becoming a popular way for people to moisturize and heal the skin on their face. Skin care specialists like you are helping these people and giving them a clear and confidence-inspiring complexion. But like everyone else, you’re not perfect. Accidents happen and it is important that you have the protection that comes from having an insurance policy.


Per Year

Liability Policy

Program Highlights

  • General and Professional Liability
  • Products-Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented to you
  • Inland Marine/Business Personal Property

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No quote process   •   Instant coverage   •   A+ rated insurance Carrier

Insurance for Facial Professionals

BBI is the Liability Coverage you need

For many people, the first thing they notice about someone else is their face. People come to you to help them keep their faces healthy and moisturized. It’s a good job, but there are risks that come with it that you should be aware of because sometimes your life can be affected.

Consider what would happen to your personal finances if you applied a moisturizer to a client and it caused an allergic reaction? Or what if a client came to you for a cosmetic acne treatment and the product you used on them actually damages their skin even more? If a situation like this happened to you, the money in your bank account could all be going to someone else.

You don’t have to lose your money, though. Our Beauty and Bodywork Insurance (BBI) transfers much of the financial risk away from you and your business. Our comprehensive liability insurance plan is for estheticians who perform facials as well as students and gives you coverage at a price that can’t be beat.

Coverages & pricing

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.


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liability policy

This policy is for students currently enrolled in a beauty or massage school.
About Student Policy


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Program benefits

  • 24/7 Access to Policy Documents
  • Quality insurance
  • Convenient Online Purchasing
  • No Quote Process
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • One Policy for Multiple Methods
  • Peace of Mind

1 Additional Insured $15 | Unlimited Additional Insureds $30

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100

Not ready to buy?

Setup a reminder for the day you want to purchase.

Set a reminder

No pressure. No hassles.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

Facials are just one method in the Esthetics industry. BBI was created to give beauty professionals who work in the field the chance to get the policies they need without having to drain their savings. Please visit some of the other pages that focus on specific professional areas: