Cyber Liability Insurance
Get essential coverage for the digital side of your beauty or bodywork business.
What Is Cyber Liability Insurance?
Cyber liability insurance covers the fallout of costly data breaches and cyberattacks. This coverage is designed to help make things right if your business is targeted by hackers.
Why This Coverage Matters
Clients come to you to unwind — but imagine the day their sensitive data is stolen from your online database. That’s stressful and expensive. Cyber liability coverage pays for cybersecurity-related claims so you can keep supporting clients’ beauty and wellness needs, worry-free!
What Does Cyber Liability Insurance Cover?
Cyber liability insurance covers both you and your clients:
- First-party (your business) claims: Pays for expenses caused by a data breach, like the cost of restoring data
- Third-party (your clients) claims: Pays to make things right with a client, such as credit monitoring and damages awarded
This includes:
- Paying tech experts to figure out what happened
- Notifying clients that their information was exposed
- Recovering lost data and fixing broken systems
- Lost income if you can’t work because of an attack
- Money lost to cyber scams or fraud
- Credit monitoring
- Settlement costs
- Lawyer fees
What Does Cyber Liability Insurance NOT Cover?
Cyber liability insurance is designed to cover attacks on your business’ online activities, so it won’t cover computer or tech equipment damage.
It also doesn’t cover:
- Intentional or dishonest acts done by you
- Breaking the law (like ignoring privacy laws)
- Known issues before you buy coverage
- Issues related to your business license
- Damage from system upgrades
- Contract disagreements
Who Needs Cyber Liability Insurance Coverage?
Any beauty or bodywork professional who does business online needs cyber liability coverage. If you book clients, accept payments, or store information online, it’s essential coverage to have!
It’s not legally required, but the financial protection it provides is worth it — no matter how big or small your business. It gives you peace of mind to focus on what matters: your clients.
Examples of Cyber Liability Claims
With Beauty & Bodywork Insurance (BBI), you won’t face these claims alone.
– $3,200
– $2,400
Get peace of mind today.
– $6,500
– $12,850
All policies have conditions, limitations, and exclusions — review your policy for exact details. Claim scenarios vary, and similar claims do not guarantee coverage.
How Much Does Cyber Liability Coverage Cost?
BBI’s Cyber Liability Insurance is an add-on to your base policy. It costs just $6.58 a month or $79 a year for $100,000 in annual coverage!
How Do I Buy Cyber Liability Insurance?
- New to BBI? Simply opt in for Cyber Liability Insurance during the online purchase.
- Already a BBI policyholder? Add Cyber Liability Insurance right from your user dashboard.
Other Coverages You Need
Cyber liability coverage protects just one aspect of your business. Other coverages you need include:
- General liability insurance for general third-party liability claims
- Professional liability insurance for service-related mishaps
- Tools and supplies coverage for your movable business property
- Endorsements for specialized services (like cupping or microcurrent facials)
Learn more about BBI coverage details.
Why BBI for Cyber Liability Coverage
BBI offers top-rated cyber insurance for beauty salons, independent contractors, and industry pros! Our customizable coverage is designed for beauty and bodywork businesses at a price that just makes sense.
Start working with BBI peace of mind today — it only takes a few minutes online to protect your business from financial risk!
BBI Policyholders Say It Best
Check out these reviews.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
Chris Van Leeuwen | VP of Agency Development
Chris Van Leeuwen is the VP of Agency Development for Beauty and Bodywork Insurance. He has held the prestigious Certified Insurance Counselor (CIC) designation since 1996.
Because he strongly believes in the importance of helping business owners understand their insurance coverage, Chris uses his wealth of experience to offer insights to small business owners across the country who are looking to navigate business liability insurance.
Chris Van Leeuwen is the VP of Agency Development for Beauty and Bodywork Insurance. He has held the prestigious Certified Insurance Counselor (CIC) designation since 1996.
Because he strongly believes in the importance of helping business owners understand their insurance coverage, Chris uses his wealth of experience to offer insights to small business owners across the country who are looking to navigate business liability insurance.
JoAnne Hammer | Program Manager
JoAnne Hammer is the Program Manager for Beauty and Bodywork Insurance. She has held the prestigious Certified Insurance Counselor (CIC) designation since July 2004.
JoAnne understands that starting and operating a business takes a tremendous amount of time, dedication, and financial resources. She believes that insurance is the single best way to protect your investment, business, and personal assets.
JoAnne Hammer is the Program Manager for Beauty and Bodywork Insurance. She has held the prestigious Certified Insurance Counselor (CIC) designation since July 2004.
JoAnne understands that starting and operating a business takes a tremendous amount of time, dedication, and financial resources. She believes that insurance is the single best way to protect your investment, business, and personal assets.