Massage Therapy Insurance for Professionals & Students
Massage therapy insurance can help protect yourself and your business from the cost of liability claims. Common claims include bodily injury, property damage, allergic reactions to oils, and more. As a licensed massage therapist (LMT), you don’t plan on accidents happening, however, you face risks each day while working—and you know the value of protecting your practice from loss.
Massage liability insurance from BBI provides professional and general liability coverage for professionals and students. Unlike association-based insurance programs, therapists who choose BBI never pay membership fees and are never required to complete additional coursework to qualify for coverage. Buy a policy today and join the tens of thousands of massage therapists nationwide who have found peace of mind with massage insurance from BBI.
View and download our complete guide to Massage Therapy Insurance. This will help answer any questions you may have and includes all the details of our policies.
QUOTE-FREE APPLICATION PROCESS
Massage Therapist Insurance
What's Covered with Professional Massage Liability Insurance?
Our massage liability insurance includes coverage for multi-discipline practitioners:
WHY BEAUTY AND BODYWORK INSURANCE?
Beauty and Bodywork Insurance provides affordable, top-notch insurance policies for massage therapists without having to pay membership fees or join an association. Policies can be purchased online with a quote-free process by filling out a simple application. BBI lets you set the policy effective date, and you can cancel your policy at any time. Once you fill out your application, you receive immediate proof of coverage on your dashboard and via email.
At BBI, we strive to make it easy for you to protect your massage therapy business. Other benefits include:
- A+ Rated
- Our easy, online application takes less than 10 minutes to complete
- 24/7 access to your insurance policy with your online user account
- Filing a claim is quick and easy
- Make changes to your policy at any time
- Ability to add additional insureds to your policy at any time
- Our base policy is affordable, starting at just $96 / Year
- Customizable policy options to fit your business needs
- Available endorsements if you need additional coverage
- All of our customer service representatives are licensed insurance agents
General & professional liability limits
|General & Professional Liability Aggregate||$3,000,000|
|Products & Completed Operations Aggregate||$3,000,000|
|Personal & Advertising Injury||Included|
|Damage to Premises Rented to you||$300,000|
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
EXAMPLES OF MASSAGE THERAPY CLAIMS
You may be wondering what types of claims massage insurance covers. As an LMT, you do your best to avoid accidents, but they still happen. View some common claims you could face as a massage therapist, and how much BBI can cover.
MASSAGE THERAPY INSURANCE GUIDE
Our Massage Therapy Insurance guide covers everything you need to know about our policy—from coverage details and limits, to additional insureds, and how to file a claim. This guide is a great resource for you to refer to if you ever have questions about BBI’s policies, or you can contact our licensed insurance agents.