Energy Work Insurance
Energy therapists focus on channeling the natural energy of the human body to promote healing, health, and well-being. With proper training, therapists have the skills and expertise to transfer specific energy to provide clients peace of mind and a sense of healing. Unfortunately, the techniques energy therapists use also have the ability to harm clients as well. Without energy work insurance your business could suffer financially.
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$15 per Additional Insured or $30 for Unlimited
BBI is the coverage you need
Energy work is your expertise and while you are excellent at what you do, it is wise to know the risks that come with your profession. What if a client claimed you injured them while you performed energy work? What if a client hit their head while on your premises and had to go to the hospital? Any of these incidents, and ones like them, could leave you with thousands of dollars in medical bills or legal expenses..
However, with energy work insurance you have protection. Our Online Beauty and Bodywork Insurance (BBI) provides coaches and energy therapy work practitioners the coverage they need.
BBI is a shield you can rely on to protect you from the risks that are associated with your profession.
What Services Are Covered in a BBI Energy Worker Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
What Are Some Examples Of Covered Claims?
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without energy work insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without energy worker insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Application Process Energy Worker Insurance
Join the tens of thousands of energy workers nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
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