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Energy Work Insurance

Feel as relaxed and assured as your clients with energy healing insurance.
Buy From
$9.99/ month
or $96/year
Protection for your healing touch starts here.
4.9/5
4.9/5

BBI Is the Coverage You Need

Helping clients find balance and healing is what you do – but who helps you when something goes wrong? From a client falling in your facility to discomfort after treatment, legal claims and medical bills can harm your business’s financial wellness. That’s where Beauty & Bodywork Insurance (BBI) comes in for peace of mind.

You deserve to heal confidently. Energy healing insurance provides healers from Reiki masters to healing touch practitioners with protection from the specific legal claims you face. Not sure what you need? We’re here to remove blocks to understanding and managing your policy with simple online coverage you can customize to fit you perfectly.

Keep your business healthy and your mind at ease with these BBI benefits:

*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.

What Services Does Energy Work Insurance Cover?

Get your most requested energy treatments covered with BBI, including these services:

What Insurance Does an Energy Worker Need?

Your business rests on your expertise to get energy flowing in the right direction. If mistakes or accidents happen, insurance guards you from paying for legal claims out of pocket.

Energy workers need general liability insurance for common claims like slips and falls or property damage. And professional liability coverage for your services and advice is just as crucial.

BBI’s energy work liability insurance is tailored to include these essential coverages for energy workers in your base policy:


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How Much Does Energy Healing Insurance Cost?

Our base energy work insurance policy costs $9.99/month, with the option to save almost 20% if you pay upfront with a $96 annual policy.

BBI only insures beauty and bodywork professionals, so we understand the ins and outs of your industry. Our tailored policy balances high coverage limits with an affordable price by targeting just the coverages you need.

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Optional Add-Ons

But what if you have needs outside the typical energy worker? Just like everyone’s wellness journey is different, we believe in supporting what makes your business unique. These optional add-ons customize your coverage for a just-right fit:

$2/month + options for more coverage

Reimbursement for supplies lost, stolen, or damaged at your facility or on the go

Good for:
covering your Reiki tools, sound healing instruments, business tablet, and more

$15/year | one additional insured
$30/year | unlimited additional insureds

Coverage for third parties who could be named in a lawsuit against your business

Good for: meeting the requirements of a wellness facility, spa, landlord, or venue

$6.58 / month


Protection for lawsuits due to data breaches or cyber attacks

Good for: energy healers who book clients, accept payments, or store client info online

$35/year | cupping
$403/year | acupuncture

Coverage for accidents resulting from specialized or higher-risk methods

Good for: energy workers who offer dry cupping or acupuncture treatments

Release Those Worries, You’re Covered

Each policy has coverage specifics, but here are some real claims BBI has covered. With insurance for energy healers, expensive claims don’t have to interrupt your flow.

Crossed professional boundaries - $214 Client unhappy with services - $375 Distress resulting from energy work - $483 False claims on website 
- $749 Tripped leaving
- $1,496 Physical discomfort after energy work - $2,328

All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.

Release Those Worries, You’re Covered

Each policy has coverage specifics, but here are some real claims BBI has covered. With insurance for energy healers, expensive claims don’t have to interrupt your flow.

Crossed professional boundaries - $214 Client unhappy with services - $375 Distress resulting from energy work - $483 False claims on website 
- $749 Tripped leaving
- $1,496 Physical discomfort after energy work - $2,328

All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.

Applying for Energy Work Insurance Made Simple

It really is this easy. Our quote-free insurance application guides you through the process to get protected and back to your day in minutes.

walk through of ease of application use

General and Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

FAQ About Insurance for Energy Healers

Energy work insurance is necessary to protect your business from shouldering the cost of lawsuits like slip and fall injuries or malpractice. Energy treatment results vary widely – it’s just part of your field – but clients who have negative reactions or didn’t get the expected results can hold you legally and financially responsible.

Your insurance (instead of your business) can cover medical bills, court fees, settlements, and other costs and get you back on your healing journey.

Yes, BBI energy work liability insurance covers online energy healing. Protection for your live and pre-recorded sessions is included in your base policy.

Yes! Your base policy covers mobile businesses, too, so you’re covered at your facility, on the road, in clients’ homes, and more. Want to cover your supplies against theft or damage while you’re on the move? Adding on tools and supplies coverage also protects your gear in transit.

You’re in Good Hands.

Here’s what other beauty and bodywork professionals have to say about their experience.

Dirk
DirkBodywork Professional
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"I recommend it to everyone."

Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Camille
CamilleNail Tech
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"Easy to understand"

Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Kris Christy
Kris ChristyMassage Therapist
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"6 minutes is all it took"

Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
Latoya Mosley
Latoya MosleyLash Artist
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"Easy to apply"

So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Autumn Zebroff
Autumn ZebroffEsthetician
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"Super fast online purchase."

Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
Jillian Walsh
Jillian WalshSpray Tanning
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"Seamless and affordable"

So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
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