Liability Insurance for Estheticians
Even the best training with chemical peels and wax can’t prepare you for everything that can happen.
Skin is the most visible part of the human body, so it makes sense that people want to take good care of it. As an esthetics, also known as aesthetics, professional you know the best techniques and practices that can help your clients’ skin look great. What you may not know is how to reduce risk of liability when it comes to your profession.
- General and Professional Liability
- Products-Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented to you
- Inland Marine/Business Personal Property
- Identity Recovery
Not ready to buy?
Setup a reminder for the day you want to purchase. No pressure. No hassles.
No quote process • Instant coverage • A+ rated insurance Carrier
BBI is the Coverage you need
Because everyone is different, it is not always easy to know the best way to help a client. Something that works for one client may actually harm another.
Say, for example, you applied a hot wax to a client and she was burned and had to go to the hospital. The odds are good that your client will be coming to you and bringing medical bills with her.
Before something like this happens, you should have liability coverage, and our Beauty and Bodywork Insurance (BBI) policy is what you need. We want to make sure that you have the most coverage at a price you can afford, with students paying even less.
Esthetician insurance helps you protect your business and personal finances from liability claims like bodily injury, property damage and professional liability. As an esthetician, your insurance should, at the very least, include general liability, professional liability, and business personal property coverage.
If you have any questions about these coverage types, please feel free to call one of our licensed agents at 888-568-0548 for a no-obligation consultation
A lot of factors can affect the cost of your insurance policy. However, at Beauty & Bodywork Insurance (BBI), we're able to keep things simple. As long as your services don't include any of the excluded methods listed on our site, you can purchase a policy for $96 if you're a professional esthetician or $67 if you're an esthetics student.
Coverages & pricing
** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.
- 24/7 Access to Policy Documents
- Quality insurance
- Convenient Online Purchasing
- No Quote Process
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- One Policy for Multiple Methods
- Peace of Mind
1 Additional Insured $15 | Unlimited Additional Insureds $30
General & professional liability limits
|General & Professional Liability Aggregate||$3,000,000|
|Products & Completed Operations Aggregate||$3,000,000|
|Personal & Advertising Injury||Included|
|Damage to Premises Rented to you||$300,000|
|Inland Marine / Business Personal Property||$2,000|
|Identity Recovery Coverage||$15,000|
Not ready to buy?
Setup a reminder for the day you want to purchase.
No pressure. No hassles.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
The esthetics industry includes a wide variety of practices and methods, and insurance coverage is essential for every one of them. No matter which modality is practiced, liability coverage is important. BBI has skin in the game, and policies are designed to give workers what they need to have assurance as they do their job.