Skin is the most visible part of the human body, so it makes sense that people want to take good care of it. As an esthetics professional you know the best techniques and practices that can help your clients’ skin look great. What you may not know is how to reduce your liability risk with estheticians insurance.

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$15 per Additional Insured or $30 for Unlimited

$96 per year

Esthetician Insurance
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Common Questions

Esthetician insurance helps you protect your business and personal finances from liability claims like bodily injury, property damage and professional liability. As an esthetician, your insurance should, at the very least, include general liability, professional liability, and business personal property coverage.

If you have any questions about these coverage types, please feel free to call one of our licensed agents at 877-536-7290 for a no-obligation consultation

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Esthetician Insurance Explained

A lot of factors can affect the cost of your insurance policy. However, at Beauty & Bodywork Insurance (BBI), we're able to keep things simple. As long as your services don't include any of the excluded methods listed on our site, you can purchase a policy for $96 if you're a professional esthetician or $67 if you're an esthetics student.

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Esthetician Insurance Cost

To put it simply: yes. Because you are working on people's skin, you will want to be protected in case they have an allergic reaction or sustain other injuries from your treatments and day-to-day business operations. The costs of medical care, legal defense, and more can add up quickly, draining both your business and personal assets. You also may be required to have liability insurance if you rent space at a spa or salon, and they may even require you to list them as an additional insured on your policy.

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Esthetician Insurance Need

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Join the thousands of Estheticians nationwide who have found peace of mind by purchasing liability coverage from BBI.

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General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $150

i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

The esthetics industry includes a wide variety of practices and methods, and insurance coverage is essential for every one of them. No matter which modality is practiced, liability coverage is important. BBI has skin in the game, and our esthetician insurance policies are designed to give workers what they need to have assurance as they do their job