Healing Touch Liability Insurance
Clients come to you for your healing touch. Your techniques help them reduce stress and feel better. While the method is generally considered safe, there still is a chance that your client could get hurt while in your care. Without healing touch insurance, one claim could damage your business’ bottom line.
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$15 per Additional Insured or $30 for Unlimited
BBI Is the Coverage You Need
While individuals come to you for your healing touch technique, there is a potential danger that your client could have negative results as well. What if a client claimed the healing touch you performed actually made things worse? Or, what if a client hit their head while on your premises and had to go to the hospital? These instances, and others like them, are ones that could lead to your client suing you for medical and other expenses.
This risk is why you and your business need protection. Our online Beauty and Bodywork Insurance (BBI) was designed for individuals like you who need energy healing practitioner insurance. Whether you are an independent contractor or work in a salon, and even if you specialize in healing touch for animals, our BBI policy is for you.
Our healing practitioner insurance includes general and professional liability coverage. Customize your policy by selecting one of our equipment coverage tiers or adding additional insureds.
What Are Some Examples Of Covered Claims?
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without healing touch insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without healing touch insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Application Process
Join the tens of thousands of healing touch practitioners nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Cupping Endorsement
Cupping therapy is an ancient practice that provides relief from sore muscles and is utilized by competitive athletes around the world. BBI now offers cupping therapy insurance for massage therapists and other bodywork professionals.
For just $35, you can add the cupping therapy endorsement to your BBI policy. Current BBI clients can purchase this endorsement from their dashboard. New BBI customers can simply select the cupping therapy endorsement when purchasing their policy. Please note the cupping therapy endorsement excludes wet or fire cupping.
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What Other Services Are Covered in a BBI Energy Worker Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
