Reiki Liability Insurance
While Reiki is generally considered a safe method of treatment, you are still at risk for liability claims. We offer comprehensive coverages that meet your needs as a Reiki practitioner. Enjoy the same peace of mind that thousands of other body and energy workers have found by purchasing a Reiki liability insurance policy.
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$15 per Additional Insured or $30 for Unlimited
What Services Are Covered in a BBI Reiki Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
What Are Some Examples Of Covered Claims?
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without reiki insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without energy worker insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
What Is Reiki Insurance?
Reiki insurance is protection for general and professional liability claims that may occur from your daily operations. Without the correct insurance coverage, a claim could potentially affect your business.
Some of the most common claims include bodily injury from your practice or from a simple trip and fall. When purchasing insurance for reiki, you’ll want to make sure your policy includes a variety of coverages, including general and professional liability and business personal property coverage.
If you have any questions about these coverage types, please feel free to call one of our licensed agents at 877-536-7290 for a no-obligation consultation.
How Much Does Reiki Liability Insurance Cost?
Reiki liability insurance starts at $96 for a full year of coverage. In the industry, insurance premiums for a reiki policy are determined by various factors, such as:
- Annual revenue
- Types of services offered
- Number of services performed
- Additional insureds
- Raised insurance limits
- Past claims history
Why Choose BBI For Reiki Liability Insurance?
At BBI, we keep insurance simple. Reiki practitioners can make a one-time purchase online and receive protection for the next year. You can choose when your policy starts, add optional coverages, and instantly download your Certificate of Insurance.
Our liability insurance for reiki practitioners can be purchased in minutes on any device at any time. You can also manage your policy online and enjoy 24/7 access to your insurance documents.
Over 52,000 beauty and wellness businesses trust in BBI to protect them—now it’s your turn.
Quote-Free Application Process Reiki Insurance
Join the tens of thousands of reiki workers nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Common Questions about reiki insurance
Reiki Is Not Hands On Therapy, So Why Do I Need Reiki Insurance?
Whether you provide reiki treatments at a spa, a national franchise, or a client’s home, you need reiki insurance. Accidents can happen when we least expect them so it’s best to be prepared now.
Some common claims we see reiki practitioners face are:
- A table breaking during a session
- Client’s injuring themselves getting on/off tables
- Slip-and-fall accidents in the area you work in
- Allergic reactions to incense or candles
- Your supplies accidentally damaging a space your rent
- Accidental damage to equipment you borrow
- Unhappy customers filing lawsuits
Reiki insurance can help you protect yourself from the legal fees and judgment costs that could be financially devastating to you and your business. Some spas or franchisors also may require you to provide additional insured status before they will allow you to work for them, and you will need an insurance policy to do this.
At the end of the day, reiki insurance can help you have peace of mind in your practice. Your job is to provide an uplifting environment for your clients and that can be tricky if you’re stressed or worried about a claim.
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What Type Of Insurance Coverage Do Reiki Therapists Need?
Most reiki therapist insurance policies offer coverage for the risks you face while practicing reiki. This is sometimes called reiki malpractice insurance.
At BBI we want to make sure you’re covered in all aspects of your business, not just the services you offer. That’s why we’ve created comprehensive coverage plans that can help you handle claims you never thought you could be held responsible for.
The coverages we offer reiki therapists are:
General Liability Insurance: Also known as Public Liability, this is coverage for bodily injuries or property damage caused by you to a third-party (like a customer or business).
Professional Liability Insurance: This is coverage for injuries, losses, or damages caused by your professional services, or lack of.
Product Liability & Completed Operations Insurance: This is coverage for injuries or damages that occur from a product you may have sold to a customer or used during their service.
Personal & Advertising Injury: This is coverage for wrong or false statements you might make toward another practitioner or business. It may also cover you in instances of accidental copyright of another person’s advertising.
Damage to Rented Premise Coverage: This is a type of protection for buildings and their contents for its loss, or loss of income-producing abilities, due to fires.
What's Included In Insurance For Reiki Practitioners? Can I Add Additional Insureds?
BBI’s reiki practitioner insurance includes General and Professional Liability insurancein one policy. It also includes
- Product Liability
- Personal & Advertising Injury
- Damage to Premises Rented to You
The standard limits on our insurance for reiki practitioners policies can be found below.
We also offer the ability to add additional insured on to your policy. This may be the place you work at or the facility’s manager. It can also be a city, event, or location. Additional insureds cannot be yourself, a coworker, or employees.
Additional insured status extends coverage from your policy to whomever you have listed. If an accident was caused by your negligence, and someone files a lawsuit, you and the additional insured could both be named as responsible parties. Your insurance policy may then help pay for the additional insured’s expenses for being named in the lawsuit..
Please note there are some services that may not be covered under the BBI policy. For a full list of exclusions, see the excluded methods listed on our site.
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