Reiki Liability Insurance
While Reiki is generally considered a safe method of treatment, you are still at risk for liability claims. We offer comprehensive coverages that meet your needs as a Reiki practitioner. Enjoy the same peace of mind that thousands of other body and energy workers have found by purchasing a Reiki liability insurance policy.
Save on Your Massage
Therapy CE Hours
with BBI Policy
Reiki insurance offers protection for general and professional liability claims that may occur from your daily operations. Without the correct insurance coverage, a claim could potentially affect your business.
Some of the most common claims include bodily injury from your practice or from a simple trip and fall. When purchasing Reiki insurance, you’ll want to make sure your policy includes a variety of coverages, including general and professional liability and business personal property coverage.
If you have any questions about these coverage types, please feel free to call one of our licensed agents at 877-536-7290 for a no-obligation consultation.
In the industry, insurance premiums for a Reiki policy are determined by various factors. These might include your annual revenue, how many (and what types) of services you provide in addition to Reiki, the limits of your insurance and additional insured requirements.
At BBI, we keep insurance simple. Reiki practitioners can purchase a full year of insurance coverage for only $96. Students being trained in Reiki can purchase a discounted student policy for only $67 per year. Please note that there are services that may not be covered under the BBI policy, please see excluded methods listed on our site.
Whether you provide Reiki treatments at a spa, national franchise or at a clients home you need insurance. Spas or Franchisors may require you to provide Additional Insured status before they will allow you to work for them, BBI can include this within your policy. Either way, you need Reiki insurance to protect yourself from the legal fees and judgement costs that could be financially devastating to you and your business.
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General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
There are many different modalities and practices in the energy work industry. We believe that all of these are useful and don’t want to exclude any of them. Our BBI policy was created to give professionals and students in the energy work field the insurance they need at a price they can afford. Some of the other methods included in the policy include: