Reiki Liability Insurance
While Reiki is generally considered a safe method of treatment, you are still at risk for liability claims. We offer comprehensive coverages that meet your needs as a Reiki practitioner. Enjoy the same peace of mind that thousands of other body and energy workers have found by purchasing a Reiki liability insurance policy.
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What Is Reiki Insurance?
Reiki insurance is protection for general and professional liability claims that may occur from your daily operations. Without the correct insurance coverage, a claim could potentially affect your business.
Some of the most common claims include bodily injury from your practice or from a simple trip and fall. When purchasing insurance for reiki, you’ll want to make sure your policy includes a variety of coverages, including general and professional liability and business personal property coverage.
If you have any questions about these coverage types, please feel free to call one of our licensed agents at 877-536-7290 for a no-obligation consultation.
How Much Does Reiki Liability Insurance Cost?
Reiki liability insurance starts at $96 for a full year of coverage. In the industry, insurance premiums for a reiki policy are determined by various factors, such as:
- Annual revenue
- Types of services offered
- Number of services performed
- Additional insureds
- Raised insurance limits
- Past claims history
Why Choose BBI For Reiki Liability Insurance?
At BBI, we keep insurance simple. Reiki practitioners can make a one-time purchase online and receive protection for the next year. You can choose when your policy starts, add optional coverages, and instantly download your Certificate of Insurance.
Our liability insurance for reiki practitioners can be purchased in minutes on any device at any time. You can also manage your policy online and enjoy 24/7 access to your insurance documents.
Over 52,000 beauty and wellness businesses trust in BBI to protect them—now it’s your turn.
Common Questions about reiki insurance
Whether you provide reiki treatments at a spa, a national franchise, or a client’s home, you need reiki insurance. Accidents can happen when we least expect them so it’s best to be prepared now.
Some common claims we see reiki practitioners face are:
- A table breaking during a session
- Client’s injuring themselves getting on/off tables
- Slip-and-fall accidents in the area you work in
- Allergic reactions to incense or candles
- Your supplies accidentally damaging a space your rent
- Accidental damage to equipment you borrow
- Unhappy customers filing lawsuits
Reiki insurance can help you protect yourself from the legal fees and judgment costs that could be financially devastating to you and your business. Some spas or franchisors also may require you to provide additional insured status before they will allow you to work for them, and you will need an insurance policy to do this.
At the end of the day, reiki insurance can help you have peace of mind in your practice. Your job is to provide an uplifting environment for your clients and that can be tricky if you’re stressed or worried about a claim.
Most reiki therapist insurance policies offer coverage for the risks you face while practicing reiki. This is sometimes called reiki malpractice insurance.
At BBI we want to make sure you’re covered in all aspects of your business, not just the services you offer. That’s why we’ve created comprehensive coverage plans that can help you handle claims you never thought you could be held responsible for.
The coverages we offer reiki therapists are:
General Liability Insurance: Also known as Public Liability, this is coverage for bodily injuries or property damage caused by you to a third-party (like a customer or business).
Professional Liability Insurance: This is coverage for injuries, losses, or damages caused by your professional services, or lack of.
Product Liability & Completed Operations Insurance: This is coverage for injuries or damages that occur from a product you may have sold to a customer or used during their service.
Personal & Advertising Injury: This is coverage for wrong or false statements you might make toward another practitioner or business. It may also cover you in instances of accidental copyright of another person’s advertising.
Damage to Rented Premise Coverage: This is a type of protection for buildings and their contents for its loss, or loss of income-producing abilities, due to fires.
BBI’s reiki practitioner insurance includes General and Professional Liability insurance in one policy. It also includes
- Product Liability
- Personal & Advertising Injury
- Damage to Premises Rented to You
The standard limits on our insurance for reiki practitioners policies can be found below.
We also offer the ability to add additional insured on to your policy. This may be the place you work at or the facility’s manager. It can also be a city, event, or location. Additional insureds cannot be yourself, a coworker, or employees.
Additional insured status extends coverage from your policy to whomever you have listed. If an accident was caused by your negligence, and someone files a lawsuit, you and the additional insured could both be named as responsible parties. Your insurance policy may then help pay for the additional insured’s expenses for being named in the lawsuit..
Please note there are some services that may not be covered under the BBI policy. For a full list of exclusions, see the excluded methods listed on our site.
Yes, BBI has reiki insurance coverage available for students. Policies are only $67/year.
Students being trained in reiki can purchase a discounted student policy online and be instantly insured within minutes.
Get a policy today
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
There are many different modalities and practices in the energy work industry. We believe that all of these are useful and don’t want to exclude any of them. Our BBI policy was created to give professionals and students in the energy work field the insurance they need at a price they can afford. Some of the other methods included in the policy include: