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Compare Massage Liability Insurance

Find Massage Coverage That’s Right for You

You already know you need massage insurance. (Here’s a refresher, just in case!)

But figuring out which policy is your perfect match? Probably not the most relaxing experience.

That’s where we come in. Use our insurance comparison guide to see why Beauty and Bodywork Insurance (BBI) is an easy choice for keeping your business protected.

4.9/5
4.9/5

Tips for Massage Insurance Comparison

Lower rates could potentially mean hidden fees or shared limits that you could end up paying the price for later. On the other hand, more expensive policies could be padded with extra benefits you may never use (or limits you’d never realistically reach).

BBI offers one of the most affordable policies on the market with top-tier coverage to match. Plus, it’s customizable so you only pay for what you need.

Some competitors pay out all of their claims from each policyholder from one bucket: a shared aggregate limit. That means you’re essentially paying to help other policyholders stay covered. And yes, there’s a chance those other insureds could deplete the funds—scary, right?

With BBI, you’ll never share limits with anyone else. Your individual aggregate limits are 100% your own, because protecting your business shouldn’t be left to chance.

It’s no surprise that hiring a legal team and investigating a claim can be costly. But did you know that some of the other guys will subtract these expenses from your claim payout and hand them off to you to pay out of pocket?

BBI will never take your claim defense and investigation costs out of your limit. They’re paid separately to preserve more coverage for future claims.

Your massage insurer of choice may check all of your initial boxes for pricing, coverage, and convenience, but you’ll also need the reassurance that you’ll be supported through every step after purchase. So, be sure to see how their customer service stacks up.

BBI boasts a customer service satisfaction score of 94. That means the overwhelming majority of our policyholders leave a call with our agents feeling as satisfied as possible. (By the way, our closest competitor’s score? A 74.)

Some insurance companies may display letter grades on their websites—but what do they mean? These grades are determined by an independent agency based on their belief in the company’s ability to meet financial obligations.

BBI’s insurance carrier is rated A+ (superior financial strength) by A.M. Best, so you can feel confident that you’ll be covered when you need it most.

Beauty & Bodywork Insurance (BBI)

Insure LMT

Massage Association & Massage Professionals (ABMP)

Hands on Trade

American Massage Therapy Association (AMTA)

Massage Magazine Insurance Plus (MMIP)

Price

$96

$94

$199-$229 

$175

$235 

$169 

Membership Required

No

No

Yes

Yes

Yes

No

General and Professional Liability Included?

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Aggregate Limit

$3 Million

$3 Million

$6 Million

$3 Million

$6 Million

$3 Million

Occurrence Limit

$2 Million

$2 Million

$6 Million

$2 Million

$6 Million

$2 Million

Personal/ Advertising Injury Coverage

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Rental Damage Coverage

$300,000

$100,000

$100,000

$100,000

$100,000

$100,000

Equipment Coverage
(Inland Marine Coverage)

Additional $13 per year

$1,000 limit with $250 deductible

Additional $95 per year

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Additional $100 per year

Additional $399 per year

Unlimited Additional Insureds

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One policy for hundreds of modalities

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Individual Limits

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Discount on CE Courses

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Backed by an "A+ Rated" Carrier

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Monthly Payments Available

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Instant Coverage

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Beauty & Bodywork Insurance (BBI)

Insure LMT

Massage Association & Massage Professionals (ABMP)

Hands on Trade

American Massage Therapy Association (AMTA)

Massage Magazine Insurance Plus (MMIP)

Price

$96

$94

$199-$229

$175

$235

$169

Membership Required

No

No

Yes

Yes

Yes

No

General and Professional Liability Included?

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Aggregate Limit

$3 Million

$3 Million

$6 Million

$3 Million

$6 Million

$3 Million

Occurrence Limit

$2 Million

$2 Million

$2 Million

$2 Million

$2 Million

$2 Million

Personal/
Advertising Injury
Coverage

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Rental
Damage Coverage

$300,000

$100,000

$100,000

$100,000

$100,000

$100,000

Equipment Coverage (Inland Marine Coverage)

Additional $13 per year

$1,000 limit with $250 deductible

Additional $95 per year

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Additional $100 per year

Additional $399 per year

Unlimited Additional Insureds

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One Policy for Hundreds of Modalities

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Individual Limits

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Discount on CE Courses

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Backed by
an “A+ Rated” Carrier

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Monthly Payments Available

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Instant Coverage

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Price

Beauty & Bodywork Insurance (BBI)

$96

Insure LMT

$94

Massage Association & Massage Professionals (ABMP)

$199-$229

Hands on Trade

$175

American Massage Therapy Association (AMTA)

$235

Massage Magazine Insurance Plus (MMIP)

$169

Membership Required

Beauty & Bodywork Insurance (BBI)

No

Insure LMT

No

Massage Association & Massage Professionals (ABMP)

Yes

Hands on Trade

Yes

American Massage Therapy Association (AMTA)

Yes

Massage Magazine Insurance Plus (MMIP) 

No

General and Professional Liability Included?

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Aggregate Limit

Beauty & Bodywork Insurance (BBI)

$3 Million

Insure LMT

$3 Million

Massage Association & Massage Professionals (ABMP)

$6 Million

Hands on Trade

$3 Million

American Massage Therapy Association (AMTA)

$6 Million

Massage Magazine Insurance Plus (MMIP)

$3 Million

Occurrence Limit

Beauty & Bodywork Insurance (BBI)

$2 Million

Insure LMT

$2 Million

Massage Association & Massage Professionals (ABMP)

$2 Million

Hands on Trade

$2 Million

American Massage Therapy Association (AMTA)

$2 Million

Massage Magazine Insurance Plus (MMIP)

$2 Million

Personal/
Advertising Injury
Coverage

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Rental
Damage Coverage

Beauty & Bodywork Insurance (BBI)

$300,000

Insure LMT

$100,000

Massage Association & Massage Professionals (ABMP)

$100,000

Hands on Trade

$100,000

American Massage Therapy Association (AMTA)

$100,000

Massage Magazine Insurance Plus (MMIP)

$100,000

Equipment Coverage (Inland Marine Coverage)

Beauty & Bodywork Insurance (BBI)

Additional $13 per year

Insure LMT

$1,000 limit with $250 deductible

Massage Association & Massage Professionals (ABMP)

Additional $95 per year

Hands on Trade

N/A

American Massage Therapy Association (AMTA)

Additional $100 per year

Massage Magazine Insurance Plus (MMIP)

Additional $399 per year

Unlimited Additional Insureds

Beauty & Bodywork Insurance (BBI)

Insure LMT

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($30)

Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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One Policy for Hundreds of Modalities

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Individual Limits

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Discount on CE Courses

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Backed by
an “A+ Rated” Carrier

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Monthly Payments Available

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Instant Coverage

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Let Our Customers Convince You

You’ve seen how BBI outshines the rest. Now let our happy customers seal the deal. Here’s what they say about us.

Dirk
DirkBodywork Professional
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"I recommend it to everyone."

Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Camille
CamilleNail Tech
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"Easy to understand"

Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Kris Christy
Kris ChristyMassage Therapist
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"6 minutes is all it took"

Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
Latoya Mosley
Latoya MosleyLash Artist
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"Easy to apply"

So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Autumn Zebroff
Autumn ZebroffEsthetician
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"Super fast online purchase."

Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
Jillian Walsh
Jillian WalshSpray Tanning
Read More
"Seamless and affordable"

So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
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The #1 Trusted Insurance Provider for Beauty Professionals

Coverage From $9.99/month or $96/year
Have Questions? Licensed agents are here to help: 888.568.0548

Disclaimer: The information presented in this chart was compiled from a variety of online sources, including our competitors’ websites and other industry-relevant sites. Though Beauty & Bodywork Insurance (BBI) has done its best to provide correct information, we cannot guarantee its accuracy or completeness. Incorrect information will be updated when brought to our attention.