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Massage Liability Insurance Comparison

Simplify Your Search for Massage Coverage

Hopefully by now you already know why you need massage insurance.

(But if you don’t, read more about why you need it here.)

However, you might not know what you should be looking for or how different policies compare. So we’ve made massage insurance comparison easy. Just like understanding and buying our policy.

Beauty & Bodywork Insurance (BBI)

Insure LMT

Massage Association & Massage Professionals (ABMP)

Hands on Trade

American Massage Therapy Association (AMTA)

Massage Magazine Insurance Plus (MMIP)

Price

$96

$94

$199-$229 per year

$154 per year

$235 per year

$169 per year

Membership Required

No

No

Yes

Yes

Yes

Yes

General and Professional Liability Included?

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Professional not included

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Aggregate Limit

$3 Million

$3 Million

$2 Million

$3 Million

$2 Million

$3 Million

Occurrence Limit

$2 Million

$2 Million

$6 Million

$2 Million

$6 Million

$2 Million

Personal/ Advertising Injury Coverage

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Rental Damage Coverage

$300,000

$100,000

$100,000

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$100,000

$100,000

Equipment Coverage
(Inland Marine Coverage)

Additional $13 per year

$1,000 limit with $250 deductible

Additional $95 per year

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Additional $100 per year

Yes, for an additional $399

Unlimited Additional Insureds

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($30)

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One policy for hundreds of modalities

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Individual Limits

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Discount on CE Courses

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Backed by an "A+ Rated" Carrier

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Beauty & Bodywork Insurance (BBI)

Insure LMT

Massage Association & Massage Professionals (ABMP)

Hands on Trade

American Massage Therapy Association (AMTA)

Massage Magazine Insurance Plus (MMIP)

Price

$96

$94

$199-$229 per year

$154 per year

$235 per year

$169 per year

Membership Required

No

No

Yes

Yes

Yes

Yes

General and Professional Liability Included?

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Professional not included

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Aggregate Limit

$3 Million

$3 Million

$2 Million

$3 Million

$2 Million

$3 Million

Occurrence Limit

$2 Million

$2 Million

$6 Million

$2 Million

$6 Million

$2 Million

Personal/
Advertising Injury
Coverage

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grey x icon

grey x icon

grey x icon

grey x icon

Rental
Damage Coverage

$300,000

$100,000

$100,000

grey x icon

$100,000

$100,000

Equipment Coverage (Inland Marine Coverage)

Additional $13 per year

$1,000 limit with $250 deductible

Additional $95 per year

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Additional $100 per year

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Unlimited Additional Insureds

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($30)

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grey x icon

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One Policy for Hundreds of Modalities

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grey x icon

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gray checkmark icon

Individual Limits

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grey x icon

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gray checkmark icon

Discount on CE Courses

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Backed by
an “A+ Rated” Carrier

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Price

Beauty & Bodywork Insurance (BBI)

$96

Insure LMT

$94

Massage Association & Massage Professionals (ABMP)

$199-$229 per year

Hands on Trade

$154 per year

American Massage Therapy Association (AMTA)

$235 per year

Massage Magazine Insurance Plus (MMIP)

$169 per year

Membership Required

Beauty & Bodywork Insurance (BBI)

No

Insure LMT

No

Massage Association & Massage Professionals (ABMP)

Yes

Hands on Trade

Yes

American Massage Therapy Association (AMTA)

Yes

Massage Magazine Insurance Plus (MMIP) 

Yes

General and Professional Liability Included?

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

Professional not included

Massage Magazine Insurance Plus (MMIP)

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Aggregate Limit

Beauty & Bodywork Insurance (BBI)

$3 Million

Insure LMT

$3 Million

Massage Association & Massage Professionals (ABMP)

$2 Million

Hands on Trade

$3 Million

American Massage Therapy Association (AMTA)

$2 Million

Massage Magazine Insurance Plus (MMIP)

$3 Million

Occurrence Limit

Beauty & Bodywork Insurance (BBI)

$2 Million

Insure LMT

$2 Million

Massage Association & Massage Professionals (ABMP)

$6 Million

Hands on Trade

$2 Million

American Massage Therapy Association (AMTA)

$6 Million

Massage Magazine Insurance Plus (MMIP)

$2 Million

Personal/
Advertising Injury
Coverage

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

grey x icon

Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Rental
Damage Coverage

Beauty & Bodywork Insurance (BBI)

$300,000

Insure LMT

$100,000

Massage Association & Massage Professionals (ABMP)

$100,000

Hands on Trade

N/A

American Massage Therapy Association (AMTA)

Additional $100 per year

Massage Magazine Insurance Plus (MMIP)

Yes

Equipment Coverage (Inland Marine Coverage)

Beauty & Bodywork Insurance (BBI)

Additional $13 per year

Insure LMT

$1,000 limit with $250 deductible

Massage Association & Massage Professionals (ABMP)

Additional $95 per year

Hands on Trade

N/A

American Massage Therapy Association (AMTA)

Additional $100 per year

Massage Magazine Insurance Plus (MMIP)

Yes

Unlimited Additional Insureds

Beauty & Bodywork Insurance (BBI)

Insure LMT

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($30)

Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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One Policy for Hundreds of Modalities

Beauty & Bodywork Insurance (BBI)

Insure LMT

gray checkmark icon

Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Individual Limits

Beauty & Bodywork Insurance (BBI)

Insure LMT

gray checkmark icon

Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Discount on CE Courses

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

gray checkmark icon

Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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Backed by
an “A+ Rated” Carrier

Beauty & Bodywork Insurance (BBI)

Insure LMT

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Massage Association & Massage Professionals (ABMP)

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Hands on Trade

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American Massage Therapy Association (AMTA)

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Massage Magazine Insurance Plus (MMIP)

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$96

per year

Disclaimer: The information presented in this chart was compiled from a variety of online sources, including our competitors’ websites and other industry-relevant sites. Though Beauty & Bodywork Insurance (BBI) has done its best to provide correct information, we cannot guarantee its accuracy or completeness. Incorrect information will be updated when brought to our attention