Face and Body Painting Insurance
As a professional face and body painter, you are carrying on a practice that began thousands of years ago and has traditions in cultures around the world. Even with all that time, however, being a body painter still carries some risks. Obtaining face painters insurance protects you and the business you love, in case an accident does occurs.
10 Minute
Face and Body Painting Insurance
Application Process
A PBA Insurance Marketplace Provider
To see member benefits
Visit probeauty.org
Common Questions
What Is Insurance For Face Painters?
Face painting insurance protects you and your business from potential liability claims. These types of claims can include bodily injury, property damage, allergic reaction to face paint, and more. As a professional face painter, your coverage should include general liability, professional liability, products & completed operations, and inland marine coverage (a type of property coverage).
How Much Does Face Painting Insurance Cost?
Beauty & Bodywork Insurance offers a face painting insurance policy for only $96, and a student face painting insurance policy for only $67. Please note if you offer any of the excluded methods listed on our site, you will not qualify for coverage under these prices.
Do I Need Face Painting Insurance?
Yes! Because you are painting on the human body, there is always the chance someone might react negatively to your services or the products you use. These risks are simply a part of being a face and body painter, which is why it’s important to protect your assets by purchasing face and body insurance. Without insurance coverage, you may be responsible for paying defense costs and claims out-of-pocket.
Get a policy today
Join the thousands of Face and Body Painters nationwide who have found peace of mind by purchasing face painting public liability insurance from BBI.
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Popular methods
With many methods to choose from in the industry, we don’t want to restrict to specific types. We believe they are all beneficial. With a BBI policy, all modalities are covered on one policy, for one low price. Some of the most popular types of methods include:
