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Excluded Methods

While we strive to help as many people as possible get the insurance they need, we regret that there are some things we cannot insure. Below are a list of exclusions that BBI will not respond to:

  • Body and Cool Sculpting
  • Training or application of micro-pigmentation, Black Henna, body piercing or permanent body art
  • Laser treatments
  • Surgical hair removal, hair implanting or hair transplanting
  • Acupuncture (optional endorsement)
  • Any procedure that punctures the skin (optional endorsement)
  • Psychological or related treatment therapy
  • The use of electrical or mechanical apparatus or device for massage therapy, including electric massage chair or vibration machines
  • The use of any appliance, apparatus or device employing x-ray, electrical rays, radio waves or electronic waves
  • Suntan beds or suntan booths
  • The use of inversion tables
  • Sale, service or application of wigs or toupees
  • Removal or any attempt to remove warts, moles, or skin growths
  • Ultrasonic cavitation machines
  • Aqua therapy
  • Skin needling
  • Electrolysis
  • Cupping
  • Ear candling/coning
  • Hypnosis
  • Pole dancing, pole fitness, or exotic exercise
  • Microblading
  • Body branding
  • Endermologie
  • Flower essence or herbal therapy
  • Gua sha
  • Aerial yoga
  • Prescription, sales, distribution, or administration of any narcotic, controlled substance, or prescription medicine
  • Any operation that requires a medical license
  • Diagnosing or failure to diagnose any disease or medical condition
  • Manipulations or adjustments of the human skeletal structure
  • The use of any product developed with or containing human stem cells or stem cell media
  • Cryotherapy
  • Recommendation, sales, distribution, or administration of any vitamins, supplements, or nutraceuticals
  • Dietary or nutritional related work for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sport teams