Insurance For Eyelash Extensions
As a barber your ultimate goal is to make each client feel at ease while performing your services. Although you may do everything in your power to provide a clean and safe environment, you and your business are still exposed to lawsuits from your clients. Protect the business you love with barber insurance.
BBI is the liability coverage you need
Your clients, like most people, are pretty particular about who they will let get close to their eyes. You are one of them. They trust you, and with good reason. Even still, it is important for you to understand the risks that can happen in your profession.
Consider what would happen if the adhesive you used on a client caused an allergic reaction. Or what if a client moved suddenly when you had a sharp tool next to their eye? In these cases, you might be held accountable and have to pay money to cover the client’s expenses.
To safeguard yourself and your business, our Beauty and Bodywork Insurance (BBI) offers eyelash extension liability coverage . We know the unique needs you have, whether you are a professional or a student, and offer a plan that can give you assurance and peace of mind.
BBI is a shield you can rely on to protect you from the risks that are associated with your profession.
Get a policy today
Join the thousands of beauty professionals nationwide who have found peace of mind by purchasing liability coverage from BBI.
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Microcurrent therapy rejuvenates and improves the appearance of skin and can offer muscle pain relief. BBI offers coverage for microcurrent treatments—one of the latest technologies utilized by estheticians—for just $35 with your BBI policy. You can add the microcurrent endorsement to your policy when filling out your application.
The following exclusions apply to the microcurrent endorsement:
- You do not perform procedures on clients with cancer, implanted devices (such as pacemakers, defibrillators, etc.), are pregnant, or subject to seizures
- You only use handheld microcurrent devices
- You do not use electrode pads in your practice
- You only use microcurrent devices with 500 microamps and below
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Along with policies for makeup practitioners, we also provide services for other methods in the beauty and cosmetics industry. BBI is for professionals that love their job and want to have a safeguard in case something goes wrong. Some of the other qualifying practices we offer insurance for are: