Beautician & Beauty Therapist Insurance

You are an expert on beauty; we are experts on hair and beauty insurance.

Beautician Liability Insurance

When it comes to beauty, you are as close to an expert as your clients can get. You know what to do to help your clients look their best. But even with all those skills, accidents still happen. Help protect your business and join the thousands of beauty & body workers that have joined the BBI program. Get A+ rated insurance online in around 10 minutes. If you have questions, we have licensed agents available to answer questions.

Program Highlights

  • General and Professional Liability
  • Products-Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented to you
  • Inland Marine/Business Personal Property

$96PER YEAR

PROFESSIONAL
LIABILITY POLICY

Have Questions?

Set up a reminder for the day you want to purchase. No pressure. No hassles.

No quote process   •   Instant coverage   •   A+ rated insurance Carrier

massage therapist with client in forward position

BBI is the Coverage you need

As a beauty therapist, you have studied for years to perfect your techniques and gain the knowledge you need for your career. Still, there is a very good chance that at some point in your career something will go wrong.

What if you are a freelance mobile beauty therapist and you accidentally injure a client with your scissors? Even though you may have been in their house, you could be held liable and your business and personal finances could be in jeopardy.

Get peace of mind and buy liability insurance today. Our easy online application process takes around 10 minutes and you’ll be able to download your policy documents immediately after checkout.

COVERAGES & PRICING

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Professional
liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.

$96

Student
liability policy

This policy is for students currently enrolled in a beauty or massage school.

$67

Program benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Quality Insurance
  • Convenient Online Purchasing
  • Licensed in All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • One Policy for Multiple Methods
  • A+ Rated Insurance Carrier
  • Peace of Mind

1 Additional Insured $15 | Unlimited Additional Insureds $30

General & professional liability limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Not ready to buy?

Setup a reminder for the day you want to purchase.

No pressure. No hassles.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

Being a beautician is a popular part of the beauty industry, but it is only one of the many different types of practices within the field. BBI was created to help as many people as possible in the beauty and bodywork industry get the liability coverage they need. Some of the other methods we offer include: