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Who Qualifies for Beauty & Bodywork Insurance

If you offer beauty or bodywork services professionally, chances are Beauty & Bodywork Insurance (BBI) covers you! We insure a wide array of modalities, with just a few exceptions. See who qualifies for our coverage below.

Beauticians & Beauty Therapists

Mobile Services

Take your beauty or bodywork services on the go? BBI covers you wherever you work — from your studio to clients’ homes. If your specialty is listed under “All Modalities We Cover” below, you’re protected for mobile services, too.

- Mobile Beauticians

- Mobile Massage Therapists

- Mobile Nail Salons

- Mobile Spray Tan Specialists

- Mobile Lash Techs

- Mobile Makeup Artists

- Mobile Barbers

man getting facial

All Modalities We Cover

  • Barbering
  • Blowouts
  • Chemical waves
  • Color consultations
  • Custom wraps and sets
  • Hair braiding
  • Hair color
  • Hair cutting
  • Hair extensions
  • Hair perms
  • Hair styling
  • Hair treatments and conditioning
  • Hair weaves
  • Men’s grooming
  • Permanent straightening
  • Razor shaving and cutting
  • Shampooing
  • Thermal (hot tool) styling
  • Wig styling
  • Acne treatments
  • Airbrush tanning
  • Balneotherapy
  • Body (salt/sugar) scrubs
  • Cellulite treatments (non-laser)
  • Chemical peels (non-laser)
  • Cold light therapy facials
  • Cosmetic massage
  • Dermaplaning
  • Enzyme peels
  • European facials
  • Eyebrow/lash lamination
  • Eyebrow shaping
  • Eyebrow threading
  • Eyebrow tinting
  • Eyelash extensions
  • Eyelash lifts
  • Eyelash tinting
  • Face painting
  • Facials
  • Glycolic/vitamin C peels
  • Henna artistry (black henna excluded)
  • Hydrafacials
  • Hydrodermabrasion
  • Infrared light therapy/panels
  • LED/color light therapy
  • Makeup application (non-permanent)
  • Microcurrent facials/toning (endorsement required)
  • Microdermabrasion
  • Non-surgical/non-laser hair removal
  • Ombre/powder eyebrows
  • Palm rolling
  • Red light therapy
  • Spray tanning
  • Sugaring
  • Sunless tanning
  • Threading
  • Waxing
  • Acrylic nail enhancements
  • Callus removal
  • Cuticle care
  • Dip powder nails
  • French manicures
  • Gel/builder gel nail polish
  • Glitter, magnetic, and specialty nail finishes
  • Manicures (classic, gel, etc.)
  • Nail art (freehand, stamping, airbrush, etc.)
  • Nail charms, gems, and accessories
  • Nail polish application
  • Nail repairs
  • Nail stencil designs
  • Nail tips and extensions
  • Nail varnish
  • Pedicures (classic, spa, paraffin, etc.)
  • Silk wraps and nail wraps
  • Acupressure
  • Acutonics
  • Alexander Technique
  • Amma therapy
  • Aromatherapy
  • Ashiatsu massage
  • Ashi-Thai massage
  • Asian bodywork therapy
  • Assisted stretching
  • Attunement
  • Ayurvedic (Abhyanga) massage
  • Balinese massage
  • Biodynamic craniosacral therapy
  • Biofeedback
  • BodyTalk System
  • Bowen technique
  • Breast massage
  • Breathwork
  • Breema
  • Canine massage
  • Chair massage
  • Chakra balancing
  • Chi Nei Tsang
  • Color therapy
  • Connective tissue massage
  • Craniosacral therapy
  • Crystal healing
  • Deep tissue massage
  • Eastern/Asian bodywork
  • EFT tapping
  • Energy healing
  • Esalen massage
  • Feldenkrais
  • Feline massage
  • Foot reflexology
  • Geriatric massage
  • Hand reflexology
  • Hanna Somatic Education
  • Hawaiian temple bodywork
  • Healing touch
  • Hot stone massage
  • Hydrotherapy
  • Infant massage
  • Jin Shin Do
  • Jin Shin Jyutsu
  • Lomi lomi massage
  • Lymphatic drainage
  • Magnet therapy
  • Manual dry cupping (endorsement required)
  • Manual lymphatic drainage
  • Medical massage
  • Moxibustion
  • Multireflexology
  • Muscle activation
  • Muscle energy techniques
  • Mymassology
  • Myofascial release
  • Myoskeletal alignment
  • Neuromuscular reprogramming
  • Neuromuscular therapy
  • Oncology massage
  • Orthobionomy
  • Orthopedic massage
  • Pfrimmer deep muscle therapy
  • Polarity therapy
  • Positional release
  • Pranic healing
  • Prenatal massage
  • Qi gong
  • Quantum-Touch
  • Reconnective healing
  • Reflexology
  • Reiki
  • Shiatsu massage
  • Shirodhara
  • Small domestic animal massage therapy
  • Sound healing
  • Sports massage
  • Strain-Counterstrain therapy
  • Structural integration (Rolfing)
  • Swedish massage
  • Tai chi
  • Thai herbal compress
  • Thai massage
  • Thai yoga massage
  • Therapeutic touch
  • Trager Approach
  • Trigger point therapy
  • Tui Na
  • Warm bamboo massage
  • Western massage therapies
  • Yoga therapy
  • Zone therapy

Yoga modalities are covered by adding a fitness trainer endorsement to your base policy.

  • Acro yoga
  • Anusara yoga
  • Ashtanga vinyasa
  • Bhakti yoga
  • Bikram/hot yoga
  • Buti yoga
  • Chair yoga
  • Children’s yoga
  • CorePower yoga
  • Forrest yoga
  • Hatha yoga
  • Integral yoga
  • ISHTA yoga
  • Iyengar yoga
  • Japa yoga
  • Jivamukti yoga
  • Jnana yoga
  • Kripalu yoga
  • Kundalini yoga
  • Laughing yoga
  • Naam yoga therapy
  • Nidra yoga
  • Power yoga
  • Prenatal yoga
  • Restorative yoga
  • Sculpt yoga
  • Sivananda yoga
  • Svaroopa yoga
  • TriYoga
  • Viniyoga
  • Vinyasa yoga
  • White Lotus yoga
  • Yin yoga
  • YogaFit
  • Yogalates
  • Yoga therapy

Fitness modalities are covered by adding a fitness trainer endorsement to your base policy.

  • Aerobics instruction
  • Barre fitness instruction
  • Cardio kickboxing
  • Cheerleading coaching (aerial excluded)
  • Circuit training
  • CrossFit coaching
  • Dance instruction
  • Dance studio operations
  • Golf instruction
  • Group exercise classes
  • Gymnastics/tumbling instruction
  • Kinesiology/exercise physiology services
  • Non-contact martial arts (aerobic only)
  • Occupational therapy
  • Personal training
  • Physical therapy
  • Pilates instruction
  • Spin instruction
  • Sports coaching
  • Strength and conditioning coaching
  • Swimming/aquatic fitness classes
  • Zumba instruction
  • Biofeedback therapy
  • Energy work
  • Health and life coaching (endorsement required)
  • Homeopathy
  • Meditation instruction
  • Nutrition consulting (endorsement required)
  • Salon/spa ownership liability
  • Sound bath/sound healing
  • Tai chi/qigong instruction

BBI is always expanding coverage to include more beauty and bodywork modalities. However, there are a few services we currently do not cover. See our full list of exclusions.

Still have questions about whether your business qualifies for BBI coverage? Our licensed support team would love to help. Contact us for friendly, expert assistance!

Ready to Work With Peace of Mind?

Join nearly 70,000 beauty and bodywork professionals who trust BBI to protect their businesses.

Picture of <span style="font-weight: 600; font-family: Montserrat; font-size:14px;">Reviewed By:</span><br>JoAnne Hammer | Program Manager
Reviewed By:
JoAnne Hammer | Program Manager

JoAnne Hammer is the Program Manager for Beauty and Bodywork Insurance. She has held the prestigious Certified Insurance Counselor (CIC) designation since July 2004.

JoAnne understands that starting and operating a business takes a tremendous amount of time, dedication, and financial resources. She believes that insurance is the single best way to protect your investment, business, and personal assets.

JoAnne Hammer is the Program Manager for Beauty and Bodywork Insurance. She has held the prestigious Certified Insurance Counselor (CIC) designation since July 2004.

JoAnne understands that starting and operating a business takes a tremendous amount of time, dedication, and financial resources. She believes that insurance is the single best way to protect your investment, business, and personal assets.