Aromatherapy Liability Insurance

Take care of yourself and your business in case a client happens to smell a lawsuit.

Insurance for Aromatherapists

Aromatherapy is becoming more popular as people discover the benefits that come through the essential oils that you use. These oils help thousands of people each year, but every so often the oils can have the opposite effect.

$96

Per Year

Professional
Liability Policy

Program Highlights

  • General and Professional Liability
  • Products-Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented to you
  • Inland Marine/Business Personal Property
  • Identity Recovery

Not ready to buy?

Setup a reminder for the day you want to purchase. No pressure. No hassles.

Set a reminder

No quote process   •   Instant coverage   •   A+ rated insurance Carrier

Insurance for Aromatherapy

BBI is the Liability Coverage you need

It takes a lot of training to become an aromatherapist. Unfortunately, that training can’t tell you exactly what will happen in the future, and it is impossible to tell exactly what can go wrong in your career.

The next client that walks through your doors could be one that will soon be heading to the doctor to be treated for an allergic reaction because of the aromatic treatment you applied. Even though it was an innocent mistake, you could still be the one that ends up having to pay the doctor bills out of your own pocket.

Unless you have liability coverage, that is. Our online Beauty and Bodywork Insurance (BBI) policy offers aromatherapists the most coverage at the lowest price. And students in the aromatherapy field get a discount to help them as they begin their future profession.

BBI is designed to protect you and give you the peace of mind you deserve as you work to improve your client’s mood, relaxation, mind, and health.

Coverages & pricing

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Professional
liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.
 

$96

Buy policy

 

Student
liability policy

This policy is for students currently enrolled in a beauty or massage school.
About Student Policy

$67

Buy policy

Program benefits

  • 24/7 Access to Policy Documents
  • Quality insurance
  • Convenient Online Purchasing
  • No Quote Process
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • One Policy for Multiple Methods
  • Peace of Mind

1 Additional Insured $15 | Unlimited Additional Insureds $30

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $150
Identity Recovery Coverage $15,000
Deductible $250

Not ready to buy?

Setup a reminder for the day you want to purchase.

Set a reminder

No pressure. No hassles.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

There are many other practices and modalities in the bodywork industry besides just aromatherapy. We don’t want to exclude any of them. BBI was created so that the people who want to avoid the risk of liability, whether they are independent contractors or work in a salon, can get coverage at a reasonable price. Some of the other methods include: