Aromatherapy utilizes aromatic essences from plants to help heal the body, spirit and mind. While you understand how these special oils help thousands of people each year, you cannot foresee a client having a negative reaction to your treatment. Obtaining aromatherapy insurance can protect your business against incidents such as these.
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BBI is the liability coverage you need
Aromatherapists use essential oils to promote spiritual and physical healing. While you are a skilled aromatherapist, it is impossible to tell exactly what can go wrong in your career. The next client that walks through your doors could be the one that will soon be heading to the doctor to be treated for an allergic reaction. Even though it was an innocent mistake, you could still be held liable.
BBI is designed to protect you and give you the peace of mind you deserve as you work to improve your client’s mood, relaxation, mind, and health. Our online Beauty and Bodywork Insurance (BBI) policy offers aromatherapists “A+ Rated” coverage at the lowest price. And students in the aromatherapy field get a discount to help them as they begin their future profession.
Get a policy today
Join the thousands of beauty professionals nationwide who have found peace of mind by purchasing liability coverage from BBI.
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
There are many different modalities and practices in the bodywork industry. We believe that all of these are useful and don’t want to exclude any of them. Our BBI policy was created to give professionals and students the insurance they need at a price they can afford. Some of the other methods included in the policy include: