Are you new to practicing acupuncture? Maybe you don’t quite know all the in’s and out’s of liability insurance. No worries, at Beauty and Bodywork Insurance, we’re here to help. Today we’ll cover three things you need to know about acupuncture liability insurance.
First, know your policy.
As a licensed acupuncturist, your responsibility is to help your clients improve their overall wellness and reduce stress, among other things. One of the first things you should do when you start practicing is to make sure that your business is insured. This includes educating yourself about everything you need to know about your insurance policy.
Some key items that you need to know about acupuncture liability insurance are: how often you pay (monthly or annually), how much your premium is, what claims are covered, and what are the liability limits (aggregates, occurrence, damage to premises, etc.)? There may be a lot of terms that you are not familiar with, but all of this information can be found on the Beauty and Bodywork Insurance website.
Second, be aware of some common claims.
Whether you’re practicing in your client’s home or in your office, there are always potential risks. We know that you do your best to make sure your clients are safe and that everything goes well during their appointments, but accidents do happen. That’s why we want to review a few common claims so that you are aware of these potential dangers.
A common claim we hear is that a needle was left in a client’s skin after their appointment. This can result in a lot of pain, an unhappy client, and acupuncture therapy gone wrong. Another common claim is that a table broke while a client was laying on it and they got hurt. This can lead to a serious, costly injury. Perhaps your client had an unknown medical condition and your acupuncture treatment negatively affected them. Whatever the claim, you’ll want to make sure that your business is insured with acupuncture liability insurance, so that you can continue doing what you love.
Third, Beauty and Bodywork acupuncture liability insurance protects your business.
One of the best ways to increase your professional security is to purchase acupuncture liability insurance to shield you against third-party damage claims and lawsuits filed due to alleged negligence on your part.
BBI offers you:
- General and Professional Liability
- Products and Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented to You
BBI also offers each insured individual or business a badge to display your proof of insurance on your website and business card, giving you a competitive edge.
You can check out BBI’s website today to read through the specifics of the policies offered. We’ve made it easy for you, so you can purchase your acupuncture liability insurance online in less than 10 minutes, and elect to receive immediate coverage. Or if you are preparing to open your business, you can select the date you want your coverage to begin.
If you have additional questions or any concerns, feel free to contact one of our agents at 877-536-7290. We’re always happy to help! You can never go wrong by playing it safe. Purchase an acupuncturist liability policy today through Beauty and Bodywork Insurance (BBI).
All insurance policies have conditions, limitations and exclusions. Please refer to the policy for exact coverages.