Bodywork Liability Insurance

Every day you work to make people feel better, but you also need someone who can watch out for you and your business

Bodyworkers

As a professional bodyworker, you are fully aware that every person is different. Sometimes these differences can make your job easier, but other times this diversity can increase the risk that something could go wrong.

$96

Per Year

Professional
Liability Policy

Program Highlights

  • Buy Online - Process Takes About 10 Mins
  • General and Professional Liability
  • Products-Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented to you
  • Inland Marine/Business Personal Property

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Setup a reminder for the day you want to purchase. No pressure. No hassles.

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No quote process   •   Instant coverage   •   A+ rated insurance Carrier

massage therapy

BBI is the Coverage you need

Working with or on other people’s bodies can be a risky business. There are many ways that people can be injured, and it is impossible to prevent every mishap. But you can prepare, as much as possible, for the day when an accident happens.

What would happen if you put cream on a client’s body and they had an allergic reaction? This could be an instance where you would be held liable and be forced to pay the client’s medical expenses. Are you currently able to immediately pay $20,000 or more out of your own pocket to cover your client’s bills? If you’re like most people, you would probably have to answer no.

Before a scenario like this happens, you should consider our Beauty and Bodywork Insurance (BBI) policy. Our goal is to provide you with the most liability coverage at the lowest price. And if you are a student, we offer a discount to help you as you start on your career path.

Don’t play with risk every day you go to work. Having insurance can give you the confidence and assurance you need to help your clients.

Coverages & pricing

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Professional
liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.
 

$96

Buy policy

 

Student
liability policy

This policy is for students currently enrolled in a beauty or massage school.
About Student Policy

$67

Buy policy

Program benefits

  • 24/7 Access to Policy Documents
  • Quality insurance
  • Convenient Online Purchasing
  • No Quote Process
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • One Policy for Multiple Methods
  • Peace of Mind

1 Additional Insured $15 | Unlimited Additional Insureds $30

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100
Identity Recovery Coverage $15,000
Deductible $250

Not ready to buy?

Setup a reminder for the day you want to purchase.

Set a reminder

No pressure. No hassles.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

Because the bodywork industry includes a whole range of methods and practices, we have created a policy that meets the needs of many different professionals. BBI is designed to ensure that everyone who wants the protection that liability coverage brings can have a policy that fits their needs. Some of the modalities we cover include: