Bodyworker Insurance
As a professional bodyworker, you try to create the perfect atmosphere for your clients. Performing specialized treatments requires technique and attention to detail. While you may be a skilled bodyworker, obtaining bodywork insurance protects you and your business in case an accident does occur during the client’s appointment.
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$15 per Additional Insured or $30 for Unlimited
BBI is the coverage you need
There are risks associated with body work. For example, a client could have an adverse reaction to a cream applied to their body, or an individual could slip and fall and crack their head open in your spa. These could be instances where you would be held liable and be forced to pay the client’s medical bills.
While it is impossible to prevent every mishap, you can prepare by purchasing bodyworker insurance. Here at Beauty & Bodywork Insurance (BBI), our goal is to provide you with the most liability coverage at the best price.
What Services Are Covered in a BBI Bodyworker Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
What Are Some Examples Of Covered Claims?
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without bodyworker insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without bodyworker insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Application Process Bodyworker Insurance
Join the tens of thousands of bodyworkers nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
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