Acupuncture malpractice Insurance

Having the right insurance to protect your acupuncture business will ease your mind in the event of a claim. Get acupuncture liability insurance from Beauty and Bodywork Insurance today and start receiving instant coverage.

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Microcurrent & Cupping Endorsements

Choose from Annual or Monthly Payments

$43Starting at
per month

10 Minute
Acupuncture Insurance
Application Process

As a licensed acupuncturist, you help your clients to reduce stress, improve their overall wellness, and balance their chi. Helping your clients to achieve their wellness goals takes time and practice. Now is the time for you to set aside a few moments to protect your business with acupuncture liability insurance. Acupuncturists with insurance coverage can feel reassured in the event of incidents including:
  • A client claiming a needle was left in their skin after the appointment
  • A table breaking while a client is laying on it and getting hurt
  • A client having an allergy that you forgot to ask about and your practice harmed them
  • An unknown medical condition causing clients to bleed or experience significant bruising
  • General & professional liability limits

    The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

    $3,000,000

    The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

    $3,000,000

    The amount that your policy will pay for claims arising out of one or more of the following offenses:
    -False Arrest, detention or imprisonment
    -Malicious prosecution
    -Wrongful Eviction or Wrongful Entry
    -Oral or written publications that slander or libels a person or organization
    -Oral or written publication or material that violates a person’s right of privacy
    -The use of another’s advertising idea in your advertisement

    Included

    The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

    $2,000,000

    Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

    $300,000

    i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

    Common Acupuncture Insurance Questions

    Acupuncture liability coverage from Beauty and Bodywork Insurance offers coverage options starting at $43/month. Alternatively, an annual payment option is available for those who prefer to make a single lump sum payment for 12 months of coverage. Starting at $499 per year, selecting the annual payment option allows you to pay for the entire year upfront, and results in a slightly lower total cost over 12 months compared to the monthly payment option.

    For those who offer professional services beyond traditional acupuncture, there are additional policy endorsement options available. You can purchase a cupping endorsement for an additional $35/month, which covers some forms of cupping therapy. Additionally, if the spa or salon where you are working is requesting a Certificate of Liability (aka, a COI or Additional Insured endorsement), this can be added to your policy for only $15 per location. These options are outlined in greater detail during the application process.

    Each policy is different, but the standard acupuncture policy includes General Liability Insurance, which insures for things like slips and falls, or a client getting injured if your table breaks during an appointment. It also includes Professional Liability Insurance which insures you in the event you make an error or omission in your services which leads to a client’s bodily injury, such as a client suffering unexpected bruising or excessive bleeding during your services.

    Yes. You set the effective date of your policy when you are purchasing your policy. Coverage begins as soon as your purchase is completed, and you also get a badge for proof of insurance.

    Yes. You may cancel your policy at any time, but there is no money back guarantee on months that you had already paid for.

    BBI offers general liability insurance, endorsements, and additional insureds. At a competitive price, you have the flexibility to purchase your policy annually or monthly. You can purchase online in a quick 10 minutes, and can chat with an agent with any questions you may have. We make it easy for you to sign up through Facebook, Google, or set up an account with your email address.

    Get a policy today

    Join the thousands of beauty professionals nationwide who have found peace of mind by purchasing liability coverage from BBI.

    $43

    per month

    Not Ready?

    Set up a reminder for the day you want to purchase. No pressure. No hassles.

    Have Questions?

    Give us a call and let our licensed agents help you.

    877-536-7290

    Acupuncture Malpractice Insurance is the Coverage You Need

    Clients can file lawsuits against you for damages due to negligence that results in further health problems or death. While it is impossible to prevent every mishap, you can prepare before your appointment by selecting the acupuncture malpractice insurance policy option. Here at Beauty & Bodywork Insurance (BBI), our goal is to offer you the most liability coverage for the best price.

    Who we are

    The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

    Veracity Insurance Solutions

    Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

    Great American Insurance Group

    Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

    Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

    Popular methods

    BBI covers hundreds of modalities in the beauty services industry. We believe they are all beneficial. With a BBI policy, all modalities are covered on one policy, for one low price. Some of the most popular types of methods include: