Acupuncture malpractice Insurance
Having the right insurance to protect your acupuncture business will ease your mind in the event of a claim. Get acupuncture liability insurance from Beauty and Bodywork Insurance today and start receiving instant coverage.
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$15 per Additional Insured or $30 for Unlimited
Acupuncture Malpractice Insurance is the Coverage You Need
As a licensed acupuncturist, you help your clients to reduce stress, improve their overall wellness, and balance their chi. Helping your clients to achieve their wellness goals takes time and practice. Now is the time for you to set aside a few moments to protect your business with acupuncture liability insurance. Acupuncturists with insurance coverage can feel reassured in the event of incidents including:
- A client claiming a needle was left in their skin after the appointment
- A table breaking while a client is laying on it and getting hurt
- A client having an allergy that you forgot to ask about and your practice harmed them
- An unknown medical condition causing clients to bleed or experience significant bruising
Clients can file lawsuits against you for damages due to negligence that results in further health problems or death. While it is impossible to prevent every mishap, you can prepare before your appointment by selecting the acupuncture malpractice insurance policy option. Here at Beauty & Bodywork Insurance (BBI), our goal is to offer you the most liability coverage for the best price.
- High coverage limits at a low cost
- Monthly or annual payment options
- Coverage that goes where you go
- 24/7 access to online user dashboard
- General and professional liability insurance
- Dedicated team of licensed agents ready to help
- Cupping and microcurrent endorsements available
- Occurrence-based policy* for long-term peace of mind
- Optional tools and supplies coverage — multiple tiers available!
*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.
What are Some Examples of Covered Claims?
While each policy has coverage specifics, here are some actual claim examples. Without Acupuncture insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without Acupuncture insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Application Process Acupuncture Insurance
Join the tens of thousands of acupuncture practitioners nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
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What Services are Covered in a Acupuncture Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
