Airbrush Artist Insurance
for Makeup & Face Painting
The tools you use as a professional cosmetologist, or beauty therapists, enable you to help your clients look their best. The majority of the time, these tools – scissors, makeup, nail files – make your job easier, but these same tools also have the potential to harm. Whether you need mobile cosmetology insurance or coverage as an independent contractor in a salon, BBI has what you need.
10 Minute
Cosmetology Insurance
Application Process
Not Ready?
Set up a reminder for the day you want to purchase. No pressure. No hassles.
Have Questions?
Give us a call and let our licensed agents help you.
888.568.0548
BBI protects cosmetologists in an age of new technology
The popularity of HD video and selfies has made airbrush makeup services a must for many makeup artists and face painters. At BBI, we understand the growing popularity of this service, and we have adjusted our policy to accommodate the changing needs of the beauty industry.
Whether you’re applying airbrush makeup as a professional makeup artist or as part of your face painting business, you’re an expert in creating beauty. Sometimes, though, accidents happen.
While applying cosmetics, your client might have an allergic reaction or claim that the pigments aggravated an existing skin condition or caused them to breakout. Without the proper airbrush makeup insurance coverage, you could be held financially responsible in these situations.
Don’t wait until an accident occurs to get the coverage you need for your airbrush makeup business.
Get a policy today
Join the thousands of Cosmetologists nationwide who have found peace of mind by purchasing liability coverage from BBI.
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Additional limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
$2,000
Deductible
$150
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Popular methods
Along with policies for airbrush makeup artists, we also provide services for other methods in the beauty and cosmetics industry. BBI is for professionals that love their job and want to have a safeguard in case something goes wrong. Some of the other qualifying practices we offer insurance for are:
