Airbrush Artist Insurance
for Makeup & Face Painting
The tools you use as a professional cosmetologist, or beauty therapists, enable you to help your clients look their best. The majority of the time, these tools - scissors, makeup, nail files - make your job easier, but these same tools also have the potential to harm. Whether you need mobile cosmetology insurance or coverage as an independent contractor in a salon, BBI has what you need.
Airbrush Artist Insurance
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BBI PROTECTS COSMETOLOGISTS IN AN AGE OF NEW TECHNOLOGY
The popularity of HD video and selfies has made airbrush makeup services a must for many makeup artists and face painters. At BBI, we understand the growing popularity of this service, and we have adjusted our policy to accommodate the changing needs of the beauty industry.
Whether you’re applying airbrush makeup as a professional makeup artist or as part of your face painting business, you’re an expert in creating beauty. Sometimes, though, accidents happen.
While applying cosmetics, your client might have an allergic reaction or claim that the pigments aggravated an existing skin condition or caused them to breakout. Without the proper airbrush makeup insurance coverage, you could be held financially responsible in these situations.
Don’t wait until an accident occurs to get the coverage you need for your airbrush makeup business.
General & professional liability limits
|General & Professional Liability Aggregate||$3,000,000|
|Products & Completed Operations Aggregate||$3,000,000|
|Personal & Advertising Injury||Included|
|Damage to Premises Rented to you||$300,000|
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Microcurrent therapy rejuvenates and improves the appearance of skin and can offer muscle pain relief. BBI offers coverage for microcurrent treatments—one of the latest technologies utilized by estheticians—for just $35 with your BBI policy. You can add the microcurrent endorsement to your policy when filling out your application.
The following exclusions apply to the microcurrent endorsement:
- You do not perform procedures on clients with cancer, implanted devices (such as pacemakers, defibrillators, etc.), are pregnant, or subject to seizures
- You only use handheld microcurrent devices
- You do not use electrode pads in your practice
- You only use microcurrent devices with 500 microamps and below
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
With over 250 types of massage therapy methods to choose from, we don’t want to restrict to specific types. We believe they are all beneficial. With a BBI policy, all modalities are covered on one policy, for one low price. Some of the most popular types of methods include: