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Tennessee Massage Insurance

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$9.99/ month

Or $96/year
(that's less than 27 cents a day!)

Fast & Secure Online Purchase

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Download Proof of Insurance at Checkout

$15 per Additional Insured or $30 for Unlimited


Save on your massage therapy CE hours

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Massage Liability Insurance in Tennessee

Beauty & Bodywork Insurance (BBI) is licensed to sell massage therapy insurance and bodyworker insurance in the Volunteer State and its biggest cities like Nashville, Memphis, and Knoxville. BBI insurance for massage therapists includes general, professional, and products/completed operations liability, as well as coverage for claims of third-party property damage. You can also add coverage to keep your supplies, tools, and inventory safe from theft or damage.

Check out our coverage details.

Program Benefits

Get instant coverage

Buy online in minutes

New monthly payment option!

24/7 access to policy documents

 No quote process

No deductible on liability claims

A+ rated insurance carrier

 Nationwide coverage* 

 Options to personalize your plan

(*Coverage not currently available in Missouri)

Modalities We Cover for Tennessee Massage Therapists & Bodyworkers

From Beale Street blues clubs to the kitschy fun of Dollywood to the natural majesty of the Great Smoky Mountains, your state has much to offer. Likewise, we know your massage therapy business may include multiple specialties. Get peace of mind with our coverage for modalities like:

Coverages & Pricing


Professional Liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.

$96/ year

Or $9.99/month

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.


The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement


The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.


Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

No quote process   •   Instant coverage   •   A+ rated insurance Carrier

What Our Customers Say

Here’s what other people have to say about their experience from over 420+ available reviews.

Tiare L.
Tiare L.Massage Therapist
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“What an easy experience online to get all set up and feel secure starting up my new business. THANK YOU BBI for making this LMT one happy customer.”
Natalia F.
Natalia F.Massage Therapist
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"The best customer service"

“Excellent insurance, compatible price, great coverage. The best customer service. Highly recommend!
Erika T.
Erika T.Massage Therapist
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"Easy to apply"

“I can’t say enough great things about this company. Every time I’ve had to talk to someone in customer service, they have been more than helpful.

Tennessee Massage Therapy Resources

Massage Industry Fast Facts

Tennessee massage employment statistics as of May 2023:

  • Median hourly wage: $23.79
  • Mean hourly wage: $23.27
  • Annual mean wage: $48,390


Source: U.S. Bureau of Labor Statistics

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How to Become a Massage Therapist in Tennessee

In the birthplace of country music, massage therapists get licensed to practice through the Tennessee Board of Massage Licensure. You’ll need to renew your massage therapist license every even-numbered year and complete 24 hours of continuing education credits. To apply for a license, you must:

  • Be at least 18 years of age
  • Complete at least 500 hours of classroom and clinical courses from an approved massage program
  • Pass the MBLEX exam offered by the FSMTB or the NCETMB/NCETM exam offered by NCBTMB
  • Provide proof of coverage by a professional liability insurance policy
  • Pass a criminal background check with fingerprinting
  • Verify every state license you hold or have held
  • Fill out the Mandatory Practitioner Profile Questionnaire for Licensed Health Care Providers
  • Pay any application, licensure, state, and renewal fees


For more information about the Tennessee massage therapy license, visit the Tennessee Board of Massage Licensure. Or view the requirements for your state-mandated practitioner profile.

More Helpful Links

Learn more about massage therapy in Tennessee with these resources, including some useful guides from our Beauty and Bodywork Insurance blog.


Why Choose BBI for Tennessee Massage Insurance?

Beauty and Bodywork Insurance provides affordable, top-notch insurance policies for massage therapists and bodyworkers in Tennessee. With convenient online purchasing, instant coverage, and dedicated customer service representatives, our policy options give you the confidence to care for your clients without worry. Click below and discover the zen of BBI coverage for yourself!

Buy From

$9.99/ month

Or $96/year
(that's less than 27 cents a day!)