Ohio Massage Insurance
Massage Liability Insurance
Beauty & Bodywork insurance (BBI) is licensed to sell massage therapist insurance in all 50 states, including Ohio with Columbus and Cleveland being the cities where BBI is the most popular. We provide insurance for massage therapists that includes general and professional liability, products-completed operations liability, and business personal property coverage.
Program Benefits
- Instant Coverage
- Convenient Online Purchasing
- 24/7 Access to Policy Documents
- No Quote Process
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- Licensed In All 50 States
Not Ready to Buy?
Set up a reminder for the day you want to purchase. No pressure. No hassles.
No quote process • Instant coverage • A+ rated insurance Carrier
Ohio Massage Therapy Resources
The following are helpful state resources, including some Ohio employment statistics:
Ohio Massage employment statistics as of April, 2014:
Median Hourly Wage: $17.13
Mean Hourly Wage: $18.59
Annual Mean Wage: $38,660
Source: U.S. Bureau of Labor Statistics
Compare Ohio massage therapist employment statistics to other states:
Ohio Employment Comparison – Massage Therapists
For additional information about massage therapy in Ohio, follow these links:
State Massage Resource
State Employment and Wages
COVERAGES & PRICING
** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.
Professional
liability policy
This policy is for professionals who work in the Beauty and Bodywork Industry.
Student
liability policy
This policy is for students currently enrolled in a beauty or massage school.
About Student Policy
Program benefits
- 24/7 Access to Policy Documents
- Quality insurance
- Convenient Online Purchasing
- No Quote Process
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- One Policy for Multiple Methods
- Peace of Mind
1 Additional Insured $15 | Unlimited Additional Insureds $30
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Not ready to buy?
Setup a reminder for the day you want to purchase.
No pressure. No hassles.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
