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Do Manicurists and Pedicurists Need Insurance?

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beautician in salon

Did you know that the first manicures and pedicures came from ancient civilizations? Well, they did. In fact, in ancient Egypt, royalty and nobility were “allowed” to grow their fingernails long and decorate them with bright colors because it signified their authority to communicate with the gods. Which meant that slaves and servants had to keep their fingernails short with light colors because they didn’t have that authority.

Today, manicures and pedicures are still quite popular, even though the majority of people don’t think it will help them communicate with the gods. Many women – and let’s be honest, some men as well – love going to get their fingers and toes fixed up. As a manicurist or pedicurist, you enjoy helping your clients feel better and also improve the look of their fingers and toes. You’re filing, shaping, polishing, and sometimes even massaging fingers and toes almost every day, so you’ve become kind of an expert in your profession.

Still, no matter how much expertise you have, there are always things that can go wrong in the course of your job. Without manicure and pedicure liability insurance, you are risking your finances because you could be held responsible for any accident that occurs and have to pay the expenses that come from the accident.

But don’t fret! Beauty and Bodywork Insurance (BBI) is here for you. It was created to help professionals in the industry have liability coverage so they can have peace of mind when they go to work. Our coverage for manicurists and pedicurists includes:

  • General Liability
  • Professional Liability
  • Personal and Advertising Injury
  • Damage to Premises Rented to You

You get all of these coverages for 12 months for just $99. You won’t find a lower price for insurance for pedicurists and manicurists anywhere else. In addition, some of the other benefits include a no quote process, convenient online purchasing, instant coverage, and the fact that BBI is licensed in 49 states (MO excluded).

Protect yourself and your finances by having insurance for your business. The safeguards it provides mean that the money you spend is worth the price.

Want to share manicure and pedicure tips? Have other ways that manicurists and pedicurists can protect themselves or their business? Please comment below.

Get Covered With

Beauty & Bodywork Insurance

Policies Starting at


a month

or $96/year

Get Covered With

Beauty & Bodywork Insurance

Policies Starting at

a year



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