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Face and Body Painting Insurance

As a professional face and body painter, you are carrying on a practice that began thousands of years ago and has traditions in cultures around the world. Even with all that time, however, being a body painter still carries some risks. Obtaining face painters insurance protects you and the business you love, in case an accident does occurs.

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$9.99/ month
or $96/year
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Download Proof of Insurance at Checkout

$15 per Additional Insured or $30 for Unlimited

 

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What Services Are Covered in a BBI Face & Body Paint Policy?

BBI covers a wide variety of services. Take a look at this list to see what we cover:

What Are Some Examples Of Covered Claims?​

While each policy has coverage specifics, here are some actual claim examples. Without Face & Body Painting insurance coverage, you could be held liable for these claims.

Allergic reaction to face paint - $789 Temporary tattoo caused severe skin rash and irritation - $1,183 Makeup & paint caused allergic reaction - $1,962 Paint accidentally sprayed into clients eyes - $3,468 “Permanent” skin discoloration - $14,762 Paint caused severe & life-threatening allergic reaction - $49,873

All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.

What Are Some Examples Of Covered Claims?​​

While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without Face & Body Painting insurance coverage, you could be held liable for these claims.

Allergic reaction to face paint - $789 Temporary tattoo caused severe skin rash and irritation - $1,183 Makeup & paint caused allergic reaction - $1,962 Paint accidentally sprayed into clients eyes - $3,468 “Permanent” skin discoloration - $14,762 Paint caused severe & life-threatening allergic reaction - $49,873

All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.

Quote-Free Application Process Face & Body Painting Insurance

Join the tens of thousands of body & face painters nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!

walk through of ease of application use

General and Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.

You're in good hands.

Here’s what other people have to say about their experience.

Dirk
DirkBodywork Professional
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"I recommend it to everyone."

Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Camille
CamilleNail Tech
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"Easy to understand"

Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Kris Christy
Kris ChristyMassage Therapist
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"6 minutes is all it took"

Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
Latoya Mosley
Latoya MosleyLash Artist
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"Easy to apply"

So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Autumn Zebroff
Autumn ZebroffEsthetician
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"Super fast online purchase."

Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
Jillian Walsh
Jillian WalshSpray Tanning
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"Seamless and affordable"

So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
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Common Questions

Face painting insurance protects you and your business from potential liability claims. These types of claims can include bodily injury, property damage, allergic reaction to face paint, and more. As a professional face painter, your coverage should include general liability, professional liability, products & completed operations, and inland marine coverage (a type of property coverage).

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Beauty & Bodywork Insurance offers a face painting insurance policy for only $9.99/month or $96/year. Please note if you offer any of the excluded methods listed on our site, you will not qualify for coverage under these prices.


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Yes! Because you are painting on the human body, there is always the chance someone might react negatively to your services or the products you use. These risks are simply a part of being a face and body painter, which is why it’s important to protect your assets by purchasing face and body insurance. Without insurance coverage, you may be responsible for paying defense costs and claims out-of-pocket.

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