Contact Us | 877-536-7290
BBI logo
Close this search box.
Close this search box.

Nail Technician Insurance: The Breakdown

Table of Contents

nail technician and client

As a professional, you’re already aware that it’s smart business practice to carry a nail technician insurance policy; however, it can be difficult to wade through unfamiliar insurance jargon. We thought you’d like a quick breakdown of our program highlights and an explanation why the Beauty & Bodywork Insurance program is the right choice for your business.

1. Protect Your Business from Lawsuits

In situations where bodily injury or property damage claims occur, you may be legally obligated to pay expensive attorney’s fees and court costs due to your business and professional services. Nail technician insurance can help in these instances by providing financial protection in the event of third-party claims.

2. Financial Assistance in the Event of a Customer Involved Accident

Professional liability insurance for nail technicians is necessary because your work could affect the health and well-being of other people. Any time you work on an individual, there are risks involved.

In the event of a mishap or claim due to your services, BBI can act as a cushion so that you’re not stuck with paying for medical bills and/or attorney’s fees.

Oftentimes, claims against nail technicians are not made right after an injury is reported. As long as you’re covered, your policy can kick in and offer financial assistance in the event that you are faced with a lawsuit.

3. Salons and Spas May Require You to have a Professional Liability Policy

As you know, many salons and spas can require their nail technicians to have insurance and will require you to add them as an additional insured on your plan. They may have their own plans that will cover their centers and equipment, but those plans may not cover or protect you from any type of claims from working directly with clients or working off-site.

4. Cover Equipment Costs

Beauty & Bodywork Insurance can help cover tangible property that is movable or transportable in nature, such as supplies, equipment, or inventory. However, damage to structures or items that are part of a structure are excluded.

BBI is paving the way for the future of insurance. Since we are not affiliated with any organizations, we are able to offer our insurance programs for a more affordable price.You can complete an application and access your policy in minutes.

FYI: All of BBI’s Customer Service Representatives are licensed insurance agents.

You’ve spent months and years learning and perfecting your art developing your business structure. You’re a pro at scheduling clients and applying shellac. Don’t let your business be exposed to lawsuits by getting caught off guard without nail technician insurance.

All insurance policies have conditions, limitations and exclusions. Please refer to the policy for exact coverages.

Get Covered With

Beauty & Bodywork Insurance

Policies Starting at


a month

or $96/year

Get Covered With

Beauty & Bodywork Insurance

Policies Starting at

a year



About the Author

Related Articles

Ready to Make Your Life A Whole Lot Easier?

Let’s get you some insurance.