Student Liability Policy
BBI is the coverage you need
As a student, you are spending money for tuition, books, supplies, and many other expenses and sometimes it may seem that every dollar is precious. At Beauty and Bodywork Insurance (BBI), we want to give you a break and help you become the best professional you can be without having to spend hundreds of dollars on liability insurance. Whether you need student massage insurance or insurance as a cosmetology student, our policies are designed for most everyone going to school in the beauty or bodywork fields.
Our student discount is priced to give you the liability coverage you need at a price that can’t be beat.
To qualify for the student discount, you must:
- Take at least 20 credit hours per week of classes
- Be no less than 30 days from graduation
That’s it. No gimmicks. No fine print. If you meet the two requirements listed above, we encourage you to sign up for the student discount to save you money and to receive insurance that can help you while you work to get through school.
Program Highlights
- General and Professional Liability
- Products-Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented to you
- Inland Marine/Business Personal Property
Not Ready to Buy?
Set up a reminder for the day you want to purchase. No pressure. No hassles.
No quote process • Instant coverage • A+ rated insurance Carrier
COVERAGES & PRICING
** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.
Professional
liability policy
This policy is for professionals who work in the Beauty and Bodywork Industry.
Student
liability policy
This policy is for students currently enrolled in a beauty or massage school.
About Student Policy
Program benefits
- 24/7 Access to Policy Documents
- Quality insurance
- Convenient Online Purchasing
- No Quote Process
- Licensed In All 50 States
- Instant Coverage
- No Deductible on Liability Claims
- A+ Rated Insurance Carrier
- One Policy for Multiple Methods
- Peace of Mind
1 Additional Insured $15 | Unlimited Additional Insureds $30
General & professional liability limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Not ready to buy?
Setup a reminder for the day you want to purchase.
No pressure. No hassles.
Who we are
The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.
Veracity Insurance Solutions
Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.
Great American Insurance Group
Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.
Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)
Popular methods
BBI offers student liability policy for different Beauty and Bodywork methods, and Massage modalities:
