Student Liability Policy

BBI is the coverage you need

As a student, you are spending money for tuition, books, supplies, and many other expenses and sometimes it may seem that every dollar is precious. At Beauty and Bodywork Insurance (BBI), we want to give you a break and help you become the best professional you can be without having to spend hundreds of dollars on liability insurance. Whether you need student massage insurance or insurance as a cosmetology student, our policies are designed for most everyone going to school in the beauty or bodywork fields.

Our student discount is priced to give you the liability coverage you need at a price that can’t be beat.

To qualify for the student discount, you must:

  • Take at least 20 credit hours per week of classes
  • Be no less than 30 days from graduation

That’s it. No gimmicks. No fine print. If you meet the two requirements listed above, we encourage you to sign up for the student discount to save you money and to receive insurance that can help you while you work to get through school.

$67
STUDENT
LIABILITY POLICY

Program Highlights

  • General and Professional Liability
  • Products-Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented to you
  • Inland Marine/Business Personal Property
  • Identity Recovery

Not ready to buy?

Setup a reminder for the day you want to purchase. No pressure. No hassles.

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No quote process   •   Instant coverage   •   A+ rated insurance Carrier

Coverages & pricing

** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Professional
liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.
 

$96

Buy policy

 

Student
liability policy

This policy is for students currently enrolled in a beauty or massage school.
About Student Policy

$67

Buy policy

Program benefits

  • 24/7 Access to Policy Documents
  • Quality insurance
  • Convenient Online Purchasing
  • No Quote Process
  • Licensed In All 50 States
  • Instant Coverage
  • No Deductible on Liability Claims
  • A+ Rated Insurance Carrier
  • One Policy for Multiple Methods
  • Peace of Mind

1 Additional Insured $15 | Unlimited Additional Insureds $30

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $150
Identity Recovery Coverage $15,000
Deductible $250

Not ready to buy?

Setup a reminder for the day you want to purchase.

Set a reminder

No pressure. No hassles.

Who we are

The Bodywork Insurance Program was launched in the Fall of 2012 by Veracity Insurance Solutions, LLC.

Veracity Insurance Solutions

Veracity Insurance Solutions

Veracity Insurance Solutions, LLC is the program administrator and general agent for Beauty & Bodywork Insurance. Veracity began focusing on specialty general liability, product liability and program business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just South of Salt Lake City, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity’s team has the experience and expertise necessary to meet your needs.

Great American Insurance Group

Great American Insurance Group

Great American Insurance Company is committed to helping individuals and businesses secure a healthy financial future. Since 1872, their insurance operations have been providing insurance products and services tailored to meet the specific and ever-changing needs of their customers.

Their lead insurer, Great American Insurance Company, is rated “A+” (Superior) by A.M. Best. (Rating affirmed February 21, 2014)

Popular methods

BBI do offers student liability policy for different Beauty and Bodywork methods, and Massage modalities: