It is every massage therapist’s worst nightmare...an injured client and a $125,000 lawsuit. It happened to licensed massage therapist, Aria Hanson and it could happen to you. Massage insurance may protect you and your business from third-party claims, including bodily injury and defense costs.
If you are just starting your career as a massage therapist or you have been in the industry for years, every massage therapist needs to carry massage liability insurance. Massage insurance doesn’t need to break the bank. If you're on a budget, our quality insurance coverage is paired with the massage insurance industry's cheapest annual price.
Insurance is cheap compared to hundreds of thousands of dollars in medical bills and defense costs. The right insurance can mean the difference between continuing your career or starting over in a new field after years of hard work.
Aria Hanson's Story
Suzanne Lind visited a spa for a hot stone massage and Aria Hanson, a licensed massage therapist, performed the treatment. When Hanson placed the hot stones on Lind’s back at the start of the treatment, Lind expressed that the stones were too hot for comfort. After her complaint, Hanson placed a sheet beneath the hot stones and continued with the treatment. Lind examined her back following the treatment and she discovered that she had blisters. On top of it, she experienced skin discoloration, tenderness, and nerve damage.
The lawsuit alleged that Hanson’s negligence caused Lind’s injuries. Lind incurred $25,000 in medical expenses and $100,000 in non-economic damages, such as physical pain and mental suffering. Hanson's unfortunate tragedy illustrates how important massage insurance is to LMTs.
Even if you aren't found negligent or at fault by a court, you could still face paying out thousands of dollars to defend yourself from a lawsuit.
Why Massage Insurance From BBI Is Cheaper Than A Lawsuit
We created an affordable insurance policy with massage therapists, like you, in mind. At just $96/year, the premium for massage insurance is cheap in comparison to the possibility of having to pay thousands of dollars in legal costs and medical bills. You owe it to yourself to protect your livelihood and enjoy peace of mind.
Each massage therapy session could go without an incident or you could find yourself in a similar situation as Aria Hanson. With so many outside factors, there is only so much that you can control. A routine session could go terribly wrong and you could find yourself in a courtroom. Don’t let third-party claims wreck your massage therapy career.
What did you think about the hot stone massage incident? Have you ever experienced a client telling you that the stones are too hot? How do you handle those situations? Let us know in the comments!
*All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.