People are turning to aromatherapy as a supplement to their health care. Professional beauty and body workers may want to add this modality to their repertoire. It's important to be aware of the potential risks and to protect yourself with aromatherapy insurance.
The National Association for Holistic Aromatherapy (NAHA) has partnered with Beauty & Bodywork Insurance (BBI) to offer you quality aromatherapy liability insurance starting at just $96 a year.
Here are a few reasons why aromatherapists need liability insurance.
Sensitivity to Essential Oils Vary from Person to Person
Unfortunately, some days citrus and cinnamon might not be as uplifting as you'd like. The next client who walks through your door could have a negative reaction to these, or other oils you use during their session. Rashes, blistering, itching, and other responses to the treatment could lead to lawsuits and claims that could have your financial security diffusing into thin air.
NAHA offers a wide range of aromatherapy education and certifications to help reduce the risk of using these powerful products incorrectly.
Essential Oils May React to Certain Medications
There are a handful of medications that may react negatively with certain essential oils. Unless you're fully aware of your client’s medical history and the properties of the essential oils you are using, you run the risk of causing a negative interaction. Using any of these oils without first consulting with your clients can not only result in serious harm to their health, but can also end up with you on the receiving end of a hefty lawsuit. Please see NAHA's safety page for more information.
Slip-and-fall Accidents Happen
Interactions with aromatherapy oils and other spa products are one thing, but clients may also incur other injuries due to your business operations. They may injure themselves on furnishings in the session area or with other supplies you may have in the room. Lawsuits and damages arising from these kind of claims can affect your bottom line.
Liability Insurance Protects Your Business From Financial Losses
Aside from further education and professional development, one of the best ways to increase your professional security is to purchase aromatherapy liability insurance to shield you against third-party damage claims and lawsuits filed due to alleged negligence on your part.
BBI offers you:
- General & Professional Liability
- Products & Completed Operations
- Business Personal Property
- And more!
Whether it’s a slip-of-the-mind case of negligence or a slip-and-fall disaster, you can never go wrong by playing it safe. Purchase a aromatherapist liability policy through Beauty & Bodywork Insurance (BBI) here.
†Effects from oils may vary depending on type and dosage of medication. Any and all medical advice or suggestions must be reviewed by medical and other professionals. The content of this article does not prescribe any treatment. Any content is for informational purposes only and not professional or medical diagnosis or treatment.
All insurance policies have conditions, limitations and exclusions. Please refer to the policy for exact coverages.