One of the most popular methods for skin cleansing and refreshing is an aesthetic treatment known as a chemical peel. As a practitioner of the technique, you have studied for many hours the best way to do the procedure correctly, and also more importantly, to not do any harm.
Still, the practice of chemical peeling does have some risks, no matter how prepared you are or how expert you are in the procedure. Allergic reactions, burns, or scarring are just a few of the many things that can go wrong. And if an accident does happen, the odds are high that you could be held liable and have to pay your client’s hospital, doctor, and other medical bills as well as any rehabilitation costs and even compensation for the time they missed work. That’s thousands—or even tens of thousands—of dollars out of your own pocket.
Liability Insurance for Chemical Peels
This is why having liability insurance for chemical peels is so important. It gives you the necessary coverage you need to give you financial protection in case a client claims that the chemical you applied injured them. Most, if not all, the financial burden is transferred from your bank account to the insurance company.
Esthetician Insurance from BBI
Beauty and Bodywork Insurance (BBI) has a liability policy that not only gives you the coverages you need, but at $99 ($67 for students) it is also affordable. The policy includes instant chemical peel coverage, convenient online purchasing, 24/7 access to documents, no deductible on liability claims, and much more. In addition, BBI is available in all 50 states, meaning that no matter where you live in the United States, you have the business insurance you need.
Are you a chemical peel professional and have tips for others going into the field? Want to discuss more about how insurance can help you and your business? Please comment below.