Acupuncturists: What Can You Get Sued For?
As a licensed acupuncturist, your primary responsibility is to help your clients improve their overall wellness and reduce stress and pain. One of the first things you should do when you start practicing is to make sure that your business is insured. This includes educating yourself about everything you need to know about your insurance policy. One very important thing you need to know is what you can be sued for. We’re here to tell you what to be aware of and how to protect your business from the common lawsuits.
Common Lawsuits for Acupuncturists
We know that as a professional, you do all you can to have safety measures in place for your clients, but unplanned incidents do happen. When purchasing an acupuncture insurance policy, it’s important to have knowledge of some common lawsuits for acupuncturists that you could run into.
Omission Claims Against Acupuncturists
For starters, there are two areas in which you could be sued in your practice: omission and commission. Omission is something that you fail to do, whether that’s missing a diagnosis, failing to diagnose a client, or failure to refer a patient to another provider when necessary. Essentially, anything that you, as the professional acupuncturist, fails to do for the client which affects their health, is on your shoulders. You should also note that omissions have different regulations in different states, so make sure you look up the details on your specific state.
Commission Claims Against Acupuncturists
The second area is commission, meaning you do something wrong during your client’s appointment. This could be putting a needle too far into your client’s skin, a needle breaking in the skin, or any sort of harm or injury inflicted upon the client. Whatever the incident is, you’ll want to make sure that your business is insured so that you can be protected from lawsuits when claims are filed.
Beauty and Bodywork Acupuncture Insurance
One of the best ways to increase your professional security is to purchase acupuncture malpractice insurance to shield you against third-party damage claims and lawsuits filed due to alleged negligence on your part.
BBI offers you:
- General and Professional Liability
- Products and Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented to You
BBI also offers each insured individual or business a badge to display your proof of insurance on your website and business card. This gives you a competitive edge against acupuncturists who choose to run their business without coverage.
You can check out BBI’s website today to read through the specifics of the policies offered. We’ve made it easy for you, so you can purchase your acupuncture malpractice insurance online in just 10 minutes. If you have additional questions or any concerns, feel free to contact one of our agents at 877-536-7290. We’re always happy to help! You can never go wrong by playing it safe. Purchase an acupuncturist malpractice policy today through Beauty and Bodywork Insurance (BBI) here.
All insurance policies have conditions, limitations and exclusions. Please refer to the policy for exact coverages.