Beauty and Bodywork Insurance provides coverage for both beauty professionals and bodywork professionals. We insure massage therapists, hair stylists, cosmetologists, reiki practitioners, and more. Today we will focus on one category that BBI covers—bodywork professionals—specifically aromatherapy and reflexology, and what the coverage entails.
As you know, aromatherapists use essential oils or hydrosols to perform massage, relaxation, and detoxification techniques. This helps clients to relax, relieve stress, improve sleep, and more. Aromatherapy has become increasingly popular as people are turning to it as a supplement to their health care. Whether you practice just aromatherapy or are a massage therapist that includes aromatherapy in your services, Beauty and Bodywork Insurance covers it.
As a professional aromatherapist, you need to be aware of the risks associated with this practice. Some people may react differently to oils and creams. For this reason, you need to make sure that you have discussed with your clients any allergies or sensitivities they may have. This will help you avoid claims of a client sustaining a rash from your services. Clients can also have other reactions like itching and blistering if they are allergic to the oils you use for their treatment. Whatever the case, make sure you understand all allergies beforehand.
Besides rashes and blisters from allergies, another risk that you as an aromatherapist have is negative reactions due to medications. When asking about their allergies, be sure to ask about what medications they are taking as well, because some can react negatively with certain essential oils that you may use.
The National Association for Holistic Aromatherapy (NAHA) offers a wide range of aromatherapy education and certifications to help reduce the risk of using these powerful products incorrectly.
Reflexology is a treatment often provided by massage therapists that involves applying different amounts of pressure to the hands, feet, and ears. Reflexologists believe that this type of treatment offers several health benefits—like reducing pain, lifting mood, and reducing stress and anxiety. Like any other bodyworker, reflexologists face risks each day and it’s important to be aware of them.
Reflexologists need to take extra precautions with clients with special medical conditions like blood clot disorder, cancer, and heart failure. Because each person has a different body system and reacts differently, not all clients should be treated the same. Reflexology is a fairly safe treatment, but be sure that you are aware of your clients’ medical conditions.
For both reflexologists and aromatherapists, there are always general liability risks—like bodily injury or harm. For example, if a table breaks while your client is on it, you can be held liable for an injury that they sustain. If your client slips and falls while on your company’s property, you can also be held responsible for any medical bills. This is where bodywork insurance comes in handy.
Bodywork Insurance From BBI
BBI offers insurance for both aromatherapy and reflexology for just $96 per year for professionals and $67 for students. Beauty and Bodywork Insurance makes getting insured quick and easy. You can fill out an online application in 10 minutes or less. Invest in your company now so it can have a financial safety net in place for when accidents happen. If you have any questions about what is included in or excluded from a BBI policy, feel free to reach out to our licensed insurance agents.
To read more details about BBI’s coverage, read “What’s Included in BBI’s Coverage?”