Esthetic Methods Covered by Beauty and Bodywork Insurance
Professional estheticians are able to learn various services during esthetician school and throughout their career. Because there are so many services available, we’ll explain the methods covered by Beauty and Bodywork Insurance, as well as endorsements that can be added on to your Esthetician Insurance policy.
Since hair removal is one of the most common services that an esthetician provides, it is covered in a BBI policy. If the wax is too hot and you burn your clients skin, you will be glad you’re covered. Perhaps your client is unknowingly allergic to the wax you use—you can also be held liable for that. Without protection, you could be held responsible for all medical bills and expenses. Luckily for you, most hair removal claims are covered by BBI. Keep in mind that BBI covers wax hair removal, but not laser or electrolysis hair removal.
Who doesn’t love a nice relaxing facial? Because so many professional estheticians offer facials as one of their main services, BBI covers them. A professional facial has several added benefits compared to an at-home facial, like having access to professional products and having a trained esthetician perform extractions on your skin. However, there are a few risks that you should be aware of. If your client reacts negatively to an oil or cream you use on their skin, you can be held responsible. However, facials are covered in a BBI policy, so if an incident does occur, you can be protected.
One of the most effective anti-aging techniques, microdermabrasion, is covered in a Beauty and Bodywork Insurance policy. Just like other esthetic techniques, things can go wrong and without insurance you could be left to pay hefty out-of-pocket expenses. What would happen if you worked on a client and they developed a skin irritation? What if that irritation led to discomfort and emotional trauma? If you were held liable, are you prepared to pay for the client’s medical expenses on your own? The good news is that having a Beauty and Bodywork Insurance (BBI) policy can provide protection from unforeseen accidents.
If you learned additional services in esthetician school that are not included in the above list, no worries! Beauty and Bodywork Insurance offers endorsements that you can add on to your base policy. We offer endorsements for fitness training, cupping, microcurrent, and acupuncture. If you plan on performing any of these services, you can add them to your application when filling it out online.
Get Coverage with Beauty and Bodywork Insurance
Beauty and Bodywork Insurance has policies available for just $96 per year. We also offer policies for students who are in esthetician school at the affordable price of $67. You can fill out an application today in ten minutes or less. If you have any questions about esthetician insurance and what is covered, don’t hesitate to reach out to our licensed insurance agents. We wish you luck with your esthetician career!
To learn more about how you can avoid risks that estheticians face, take a look at this BBI blog.