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New Jersey Massage Therapy Insurance

Buy From

$9.99/ month

Or $96/year
(that's less than 27 cents a day!)

Fast & Secure Online Purchase

Buy Today & Get Immediate Coverage

Download Proof of Insurance at Checkout

$15 per Additional Insured or $30 for Unlimited

4.9/5
4.9/5

Save on your massage therapy CE hours

Massage Liability Insurance in New Jersey

Beauty & Bodywork Insurance (BBI) is licensed to sell massage therapy insurance in the Garden State and its major cities like Newark, Jersey City, and Paterson. BBI insurance for massage therapists includes general, professional, and products/completed operations liability, as well as coverage for claims of third-party property damage. You can also add coverage to keep your supplies, tools, and inventory safe from theft or damage.

New Jersey requires licensed massage therapists to carry professional liability insurance—we’ve got you covered! Check out our coverage details.

Program Benefits

Get instant coverage

Buy online in minutes

New monthly payment option!

24/7 access to policy documents

 No quote process

No deductible on liability claims

A+ rated insurance carrier

 Nationwide coverage* 

 Options to personalize your plan

(*Coverage not currently available in Missouri)

Modalities We Cover for New Jersey Massage Therapists & Bodyworkers

From the seaside towns of the Jersey Shore to the Sandy Hook Lighthouse to Liberty State Park’s sweeping views, your state has much to offer. Likewise, we know your massage therapy business may include multiple specialties. Get peace of mind with our coverage for modalities like:

Coverages & Pricing

AGENT RECOMMENDED

Professional Liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.

$96/ year

Or $9.99/month

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

No quote process   •   Instant coverage   •   A+ rated insurance Carrier

What Our Customers Say

Here’s what other people have to say about their experience from over 420+ available reviews.

Tiare L.
Tiare L.Massage Therapist
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"THANK YOU BBI"

“What an easy experience online to get all set up and feel secure starting up my new business. THANK YOU BBI for making this LMT one happy customer.”
Natalia F.
Natalia F.Massage Therapist
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"The best customer service"

“Excellent insurance, compatible price, great coverage. The best customer service. Highly recommend!
Erika T.
Erika T.Massage Therapist
Read More
"Easy to apply"

“I can’t say enough great things about this company. Every time I’ve had to talk to someone in customer service, they have been more than helpful.
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New Jersey Massage Therapy Resources

Massage Industry Fast Facts

New Jersey massage employment statistics as of May 2023:

  • Mean hourly wage: $33.01
  • Annual mean wage: $68,670
  • New York-Newark-Jersey City: metropolitan area with second highest employment level of massage therapists

Source: U.S. Bureau of Labor Statistics

How to Become a Massage Therapist in New Jersey

To become a massage therapist in New Jersey, you must obtain a massage therapist license from the New Jersey Board of Massage and Bodywork Therapy. This license is required to practice massage therapy and needs to be renewed every two years. To apply for a license, you must:

  • Complete an approved course of study in massage and bodywork therapy that is at least 500 hours
  • Pass an exam offered by the NCBTMB or by the FSMTB (the MBLEX)
  • Provide proof of coverage by a professional liability insurance policy
  • Pay the application fee

For more information about the New Jersey massage therapy license, visit the New Jersey Board of Massage and Bodywork Therapy. Or check out these top tips for license applicants.

More Helpful Links

Learn more about massage therapy in New Jersey with these resources, including some useful guides from our Beauty and Bodywork Insurance blog.

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Why Choose BBI for New Jersey Massage Insurance?

Beauty and Bodywork Insurance provides affordable, top-notch insurance policies for massage therapists and bodyworkers in New Jersey. With convenient online purchasing, instant coverage, and dedicated customer service representatives, our policy options give you the confidence to care for your clients without worry. Click below and discover the zen of BBI coverage for yourself!

Buy From

$9.99/ month

Or $96/year
(that's less than 27 cents a day!)