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Kentucky Massage Therapy Insurance

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$9.99/ month

Or $96/year
(that's less than 27 cents a day!)

Fast & Secure Online Purchase

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$15 per Additional Insured or $30 for Unlimited


Save on your massage therapy CE hours

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Massage Therapist Insurance in Kentucky

Beauty & Bodywork Insurance (BBI) is licensed to sell massage therapy insurance in the Bluegrass State, including its major cities like Louisville, Lexington, and Bowling Green. BBI insurance for massage therapists includes general, professional, and products/completed operations liability, as well as coverage for claims of third-party property damage. You can also add coverage to keep your supplies, tools, and inventory safe from theft or damage.

Check out our coverage details.

Program Benefits

Get instant coverage

Buy online in minutes

New monthly payment option!

24/7 access to policy documents

 No quote process

No deductible on liability claims

Top-rated insurance carrier

 Nationwide coverage* 

 Options to personalize your plan

(*Coverage not currently available in Missouri)

Modalities We Cover for Kentucky Massage Therapists & Bodyworkers

Boasting vast underground chambers at Mammoth Cave National Park, iconic horse racing at the Kentucky Derby, and a renowned culture of bourbon distilleries, the Bluegrass State sings with a medley of must-see attractions. Likewise, we know your massage therapy business may include multiple specialties. Get peace of mind with massage therapist liability insurance in Kentucky for:

Coverages & Pricing


Professional Liability policy

This policy is for professionals who work in the Beauty and Bodywork Industry.

$96/ year

Or $9.99/month

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.


The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement


The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.


Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

No quote process   •   Instant coverage   •   Top-rated insurance Carrier

What Our Customers Say

Here’s what other people have to say about their experience from over 420+ available reviews.

Tiare L.
Tiare L.Massage Therapist
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“What an easy experience online to get all set up and feel secure starting up my new business. THANK YOU BBI for making this LMT one happy customer.”
Natalia F.
Natalia F.Massage Therapist
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"The best customer service"

“Excellent insurance, compatible price, great coverage. The best customer service. Highly recommend!
Erika T.
Erika T.Massage Therapist
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"Easy to apply"

“I can’t say enough great things about this company. Every time I’ve had to talk to someone in customer service, they have been more than helpful.

Kentucky Massage Therapy Resources

Massage Industry Fast Facts

Kentucky massage employment statistics as of May 2023:

  • Median hourly wage: $30.66
  • Mean hourly wage: $31.25
  • Annual mean wage: $65,000


Source: U.S. Bureau of Labor Statistics

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How to Become a Massage Therapist in Kentucky

To become a massage therapist in Kentucky, you must obtain a massage therapist license from the Kentucky Board of Licensure of Massage Therapy. This license is required to practice massage therapy and needs to be renewed every two years. To apply for a license, you must:

  • Complete 600 hours of massage therapy education
  • Pass the MBLEx, NCBTMB exam, FSMTB exam, NCAA exam, NBCA exam, State of Ohio Massage Therapy Licensing Exam, or State of New York Massage Therapy Licensing Exam*
  • Submit a notarized application
  • Submit official transcripts and official exam scores
  • Pass a background check
  • Pay the application fee


For more information about the Kentucky massage therapy license, visit the Kentucky Board of Licensure of Massage Therapy. Or download an application to get started.

*In accordance with KRS 309.358(5), the State of Ohio Massage Therapy Licensing Exam and the State of New York Massage Therapy Licensing Exam are considered approved by the board, though they are administered outside of Kentucky.

More Helpful Links

Learn more about massage therapy in Kentucky with these resources, including some useful guides from our Beauty and Bodywork Insurance blog.


Why Choose BBI for Massage Therapist Insurance in Kentucky?

Beauty and Bodywork Insurance provides affordable, top-notch bodywork and massage insurance in Kentucky. With convenient online purchasing, instant coverage, and dedicated customer service representatives, our policy options give you the confidence to care for your clients without worry. Click below and discover the zen of BBI coverage for yourself!

Buy From

$9.99/ month

Or $96/year
(that's less than 27 cents a day!)