Insurance You Can Count On
Affordable Coverage for Beauty and Bodywork Professionals
Starting at $9.99/month or $96/year
Starting at $9.99/month, or $96/year.
Curious about costs? Check out our cost breakdown.
From massage therapists to cosmetologists, estheticians, and more — we protect over 70,000 beauty and bodywork professionals with coverage that goes wherever your work takes you.
One policy. All your services. Anywhere you work.
Who Do We Cover?
Who Do We Cover?
We’ve got you. Visit our Who Qualifies page for the full list of covered professions.
Trusted by 70,000+ Pros (And Counting)
See why people like you love BBI.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
Yes, we cover your state. Are you a massage therapist? We check the boxes for your state requirements — see for yourself!
Our Coverage Is Made for You
Salon & Spa Owner Policy
Day Spas, Franchises, & Nail Studios
General & Professional Liability
Coverage for you + your employees
and independent contractors
Damage to Premises Rented to You
Optional Tools & Supplies Coverage
Premium based on number of stations
Designed for salon and spa owners who want to insure multiple stations
From $31.08/month
More Details:
→For Salon Owners
→For Spa Owners
AGENT RECOMMENDED
Beauty & Bodywork Professional Policy
Individual technician coverage
One policy covers 250+ methods & services
General & Professional Liability
($3 million per year/$2 million per claim)
Damage to Premises Rented to You
Optional Tools & Supplies Coverage
Designed for individual beauty and bodywork professionals
From $9.99/month
Program Benefits
Nationwide coverage
Fast online purchasing
Coverage for mobile services
No deductible for liability claims
No membership fees
Customized Protection in About 10 Minutes
Tell us about your business.
Customize your coverage.
Get covered instantly.
Coverage Details
Build coverage that fits your business with essential general and professional liability protection, plus optional add-ons.
Annual Policy Limit: $3 million (included)
Designed to cover client slip-and-fall or property damage claims
✔️ Example: Your client slips on a wet floor and injures themselves
Annual Policy Limit: $3 million (included)
Designed to cover client claims related to your professional services
✔️ Example: Your client claims your massage technique caused an injury
Annual Policy Limit: $2,000 – $10,000 (Optional)
Can help cover the costs to repair or replace your movable business gear in case of theft or damage
✔️ Example: Your entire makeup kit is stolen while in transit
$15 for One or $30 Unlimited (Optional)
Extends your coverage to qualified third parties who may be affected by claims related to your work
✔️Often required by landlords and salon/spa owners
Breathe Easy
Accidents happen. But with Beauty & Bodywork Insurance (BBI), you’re not alone. While you’re out there caring for your clients, we’ll be here — keeping you protected.
- $3,788 (Esthetician)
- $1,032 (Eyelash Extensions)
- $19,819 (Spas and Salon)
- $118,121 (Massage Therapist)
- $252,770 (Hair Stylist)
Who Is Beauty & Bodywork Insurance?
We’re here to support beauty and bodywork professionals with coverage that’s easy to buy, customizable, and tailored to your industry. With 70,000+ pros trusting BBI, you can feel confident your business is protected through every client consult, appointment, and beyond.