BBI Is Licensed to Sell Massage Insurance in 49 States*
Massage therapy is your niche. Massage therapy insurance—that’s ours!
Wherever you are in the United States, BBI is proud to offer our A+-rated insurance policies to bodywork professionals just like you. Finding us is like that feeling of calm your clients enjoy after a session with you. So breathe easy, we’ve got you covered from the West Coast to the East Coast and everywhere in between.
BBI massage insurance coverage includes general and professional liability; products and completed operations; personal and advertising injury; and damage to premises rented to you. Plus, you can buy your policy in minutes with prices starting at $9.99 a month or $96/year.
*Missouri is excluded
Ready for the good stuff? Click on your state link below for employment stats, licensing information, and more helpful massage therapy resources.
Why Choose BBI for Massage Insurance?
Here’s the short answer: Insurance is our modality! We are licensed to insure over 250 modalities in 49 states. Annual policies cost $96 and provide instant coverage.
General And Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Eligible Massage Therapy and Bodywork Modalities
General liability
Professional liability
Products-completed operations
Personal and advertising injury
Damage to premises rented
Medical expenses
24/7 dashboard with access to policy documents and account management
Additional insureds ($15 for one, $30 for unlimited)
Tools and equipment coverage for stolen or damaged property (aka inland marine)
Cyber liability to cover lawsuits and restitution in the event your client’s data is hacked
You're in good hands.
Here’s what other people have to say about their experience from over 420+ available reviews.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
