Mobile Hairdresser Insurance
Industry-Trusted Coverage for Mobile Stylists
- Buy online in minutes
- Mobile coverage for every location
- $15 per additional insured | $30 unlimited
Or $96/year. We’ve got you covered.
Mobile Hairdressing Insurance
Beautifying clients on the go comes with unique risks. Beauty & Bodywork Insurance (BBI) is tailored to how you work, whether you travel to client homes, events, or venues, or rent a booth at a salon. Stay protected at each location and work confidently!
Mobile
Coverage that follows you from location to location.
Affordable
Top-rated protection that doesn’t break the bank.
Comprehensive
Essential coverages built for the beauty industry.
What Services Does BBI’s Mobile Hair Insurance Cover?
Stay protected at every stop. BBI covers 250+ services for on-the-go beauty professionals, including:
Common Questions About Mobile Hair Stylist Insurance
What Is Mobile Hairdresser Insurance?
Mobile hairdresser insurance is designed to financially protect your business from liability claims. If a client gets injured or you accidentally damage their property during an appointment, insurance can help cover the costs so you don’t have to handle it all out of pocket.
BBI’s hair stylist insurance policy combines general and professional liability insurance (with optional coverage add-ons) to safeguard your mobile business against everyday risks. Think of it as a finishing spray, defending your work from the costs of expensive what-ifs.
How Much Does Mobile Hair Insurance Cost?
BBI’s mobile beauty insurance starts at $9.99/month or $96/year. You can also add on coverages, such as Tools and Supplies Coverage, for your mobile hair kit from $2/month.
Traveling to clients and running your own business can stack up expenses quickly. That’s why we offer affordable beauty insurance pricing with high coverage limits! You can feel confident that your insurance policy is truly priced for value.
Do Mobile Hair Stylists Need Insurance?
Insurance is an essential safety net for mobile hair stylists. No matter where you work, you’re always at risk of accidentally injuring a client, causing an allergic reaction, or damaging property. With the right coverage, even if you face a claim, you have support to continue running your business.
Many venues, event organizers, and client contracts require proof of insurance before you can book the gig. With BBI’s instant coverage and certificate of insurance (COI), you’re ready to show up like a true
What Kinds of Claims Does Mobile Hairdresser Insurance Cover?
With BBI by your side, claims like these don’t have to stall your mobile beauty business.
- $141,950
- $17,498
- $25,222
- $105,147
All policies have conditions, limitations, and exclusions — review your policy for exact details. Claim scenarios vary, and similar claims do not guarantee coverage.
Quote-Free Mobile Hairdresser Insurance
Get covered in under 10 minutes and hit the road! With an easy, online purchase and instant mobile protection, your BBI policy keeps up with your moving business.
General and Professional Liability Limits
General & Professional Liability Aggregate
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
Personal & Advertising Injury
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
Each Occurrence
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Damage to Premises Rented to you
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Medical Expense Limit
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Your mobile hairdresser insurance policy comes standard with the coverages listed in the chart above. Enhance your coverage by selecting any of the following optional add-ons.
$2 – $5.50 / month
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your shears, products, hot tools, business tablet, and more.
One additional insured | $15 per year
Unlimited additional insureds | $30 per year
Adding additional insureds extends your policy coverage to any third party that may be affected by claims brought against your business.
Good for: meeting the requirements of salon owners, landlords, venue organizers, and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from cyber attacks on your business.
Good for: hair stylists who book clients or accept payments online.
$4.92 – $6.96 / month
SAM Insurance can help pay for your defense costs if you’re wrongly accused of sexual harassment or improper conduct.
Good for: peace of mind that your business and reputation are protected against misinterpretation or false allegations.
Currently unavailable for male massage therapists.
More FAQs About Mobile Hair Stylist Liability Insurance
What Does Mobile Hairdresser Insurance Cover?
Does Mobile Beauty Insurance Cover Me in Clients’ Homes?
Yes! BBI’s mobile beauty insurance follows you, so you’re covered at clients’ homes, wedding venues, pop-up events, or multiple salon locations.
Am I Covered if I Work at Multiple Salons, Events, or Locations?
Yes, with a BBI policy, you’re covered if you work at multiple salons, events, or locations. As long as your primary business address is current in your user dashboard, you’re free to work wherever business takes you.
What’s the Difference Between Mobile Hairdresser Insurance and Salon Insurance?
Do I Need My Own Insurance if I Sometimes Work Inside a Salon?
We highly recommend that individual stylists carry their own insurance policy, whether they work out of salons or client homes. In most cases, the salon’s insurance is meant to cover the business — not you, the independent stylist.
Having your own coverage gives you peace of mind to work confidently, regardless of where bookings may take you!
Does Mobile Hairdresser Insurance Cover My Tools and Supplies While I’m Traveling?
It can! Add Tools and Supplies Coverage to protect your movable business gear when you travel. This optional coverage can pay to repair or replace your tools if they’re lost or damaged.
Why Industry Pros Love BBI
Over 70,000 beauty and bodywork professionals trust BBI to protect their businesses. Check out our reviews!
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!