Declarations Page
What Is a Declarations Page?
A declarations page is the first page of your insurance policy that sums up the important details. It lists coverage-specific information, like your policy number, effective dates, coverage types, and limits.
Think of it as the official “cover sheet” of your policy contract.
Why It Matters for Beauty and Bodywork Professionals
Your insurance declarations page serves as a reference sheet for your policy, allowing you to confirm your coverage details quickly. If you need to meet insurance requirements for an event or contract work, you can check that your coverage is good to go by looking at this page.
Ultimately, your declarations page acts as a guidebook to what you’re covered for — and where you can offer beauty and bodywork services.
What’s Included on an Insurance Declarations Page?
An insurance declarations page includes details, such as:
- The named insured (your business)
- The policy number
- The dates of coverage
- Your coverages and limits
- Any included coverage add-ons
- Endorsements (changes made to your policy)
- Premium details
Where Can I Find My Declarations Page?
After you buy a policy with Beauty & Bodywork Insurance (BBI), log in to your user dashboard and access your policy documents instantly — your declarations page is the first page of the policy.
If you update any of your business details, double-check your documents to make sure the changes are reflected correctly.
Declarations Page vs COI: What’s the Difference?
A declarations page is a summary of your insurance policy, designed for your reference. A certificate of insurance acts as proof of coverage for others to verify you’re properly insured.
Swipe →
| Document | Purpose | Who Uses It | What It Shows |
|---|---|---|---|
|
Declarations page |
Official snapshot of your policy |
You, the policyholder |
Policy details, such as the named insured, effective dates, policy number, coverages, and limits |
|
Certificate of Insurance (COI) |
Proof of coverage for third parties |
Venues, landlords, or clients |
Your active coverages, limits, and any additional insureds |
What Should I Double-Check on My Declarations Page?
Make sure the following details are correct on your declarations page:
- Business name: Must match your lease, contract, or booking exactly
- Dates: Coverage must include the service or event dates
- Limits: Confirm they meet what your venue or landlord requires
- Address: Your primary business location should be current
- Endorsements: If you added something (like an additional insured), make sure the details are listed correctly
Related Terms
- Certificate of Insurance (COI)
- Additional Insured
- Endorsement
- Coverage Details
- Deductible
- Insured
- Named Insured
- Policy Period
- Inland Marine (Tools and Supplies)
