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Your salon and spa insurance needs may vary depending upon the types of modalities practiced at your facility. At BBI, we cover over 250 modalities and provide insurance to thousands of beauty and bodywork professionals every year.

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Coverage Flexibility
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"A Rated" Insurance Providers
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Licensed in all 50 States
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Certificates of Insurance Tracking

To get started, request a quote by
filling out this form.

Our experienced insurance professionals are a fantastic resource for the health and wellness industry. We will work with you to develop an insurance portfolio to meet your salon and spa insurance needs

Salon & Spa Policies For:

  • Day Spas
  • Franchises
  • Nail Studios
  • Hair Salons
  • Full-Service Spas
  • And More

Have Questions?

Give us a call and let our
licensed agents help you.


Coverages Available

General liability insurance protects you against third-party claims such as property damage, bodily injury, or personal injury. For example, if a customer were to trip and fall in your facility and injured themselves.

This coverage protects against damage to your salon or spa building and business personal property due to a covered cause of loss, such as fire.

This provides additional coverage above your general liability limits. For example, if your general liability provides a $1,000,000 limit and a contract requires you to have $4 million you can get the additional $3 million through an excess liability policy.

This liability coverage can protect you from lawsuits related to wrongful acts arising from the employment process such as wrongful termination, discrimination, sexual harassment, and retaliation in addition to other types of inappropriate workplace conduct.

Covers an employee due to a job-related injury (or death) resulting from a work-related accident or occupational disease

The franchisor agreement outlines specific coverages that need to be maintained by the franchisee, including additional insured status. The Certificate Compliance service assists in tracking franchisor requirements and identifying franchisee coverage deficiencies.

If you use a vehicle for your business operations, it may not be covered under your personal automobile insurance. Commercial auto insurance provides coverage while using the vehicle in your business operations.

Get a policy today

Contact Us For Your Salon and Spa Insurance Quote Now

BBI Is Your Industry Resource

Insurance Professionals

BBI provides general liability insurance for an extensive variety of beauty and bodywork professionals, including massage therapists, nail technicians, estheticians, etc.. When you take your beauty business to the next level, you can still count on the same trusted insurance source. Obtain insurance coverage from “A+ rated” carriers in all 50 states.

Responsive Customer Service

Licensed agents are available to discuss your salon and spa insurance needs. Our insurance professionals can help you identify gaps in your insurance policies by analyzing your potential risks and find you the right policies that match your budget.

Fast and Secure Online Quote

Apply for a free quote 24/7. Our easy and convenient online system is designed for busy salon and spa owners who need to apply outside of normal business hours.

Low Premiums

As one of the nation’s top providers of insurance to thousands of beauty and bodywork professionals, we’ve built strong relationships with carriers so we are able to provide you with the best prices available in today’s market for your insurance premiums. You can count on us to provide coverage options at prices that won’t hurt your bottom line.

Popular methods

The esthetics industry includes a wide variety of practices and methods, and insurance coverage is essential for every one of them. No matter which modality is practiced, liability coverage is important. BBI has skin in the game, and our esthetician insurance policies are designed to give workers what they need to have assurance as they do their job