Eyelash Extension Liability Insurance
07/17/2013 by BWI Admin
Over the past several weeks, we have received a number of inquiries about whether or not we cover eyelash extensions. Luckily, the answer is a resounding yes! But why is liability insurance so important for eyelash technicians? While there are dozens of reasons why coverage is essential for doing lash extensions, we thought we would highlight just a few of the main reasons to help you better understand the importance.
General and Professional Liability
No matter how careful you are when working with your clients, accidents cannot be eliminated entirely. This is especially the case with eyelash extensions. During the process of applying the lashes, technicians use sharp objects around the eyes that could potentially slip and injure a client. You obviously have been properly trained on how to manipulate your tools; however, you never know when a client will suddenly move, causing tools to slip or injure a client. It is in these instances that having adequate coverage makes a difference.
The adhesives used to attach the lashes also pose a liability risk. While most people have no reaction at all to the glues used during the service, there are those who can experience negative effects, including allergic reactions, swelling, and irritation of the skin. While these events aren’t typical, cases like these are why you want to make sure your insurance coverage is comprehensive.
Business Personal Property
In addition to causing bodily injury, an eyelash extension business requires a lot of specialty equipment and supplies, which can often be quite expensive. While insurance can’t help with the initial costs of the supplies, it will be your best friend if they ever get stolen or damaged. Without any type of insurance, you would be left covering the costs yourself. Having to replace all those supplies could be devastating to your business and for that reason, having a liability insurance policy makes sense.
We understand that many people are worried about having their identity stolen and used for fraudulent purposes. This can be devastating to an individual, and we want to provide our insureds with peace of mind extending beyond their liability coverages. Our identity recovery coverage provides you, as an individual, with recovery services if your information is stolen and used fraudulently. We believe that this will help keep you in business by reducing the costs you would incur and the time it would take to remedy an identity theft incident.
While these examples only represent a few of the reasons for getting eyelash extension liability insurance through BWI, we hope they illustrate how important it truly is. If you have questions about what our policies cover, please visit our coverage details page or contact us here.